On an annual basis, issuance in 2025 was the highest on record and a 15.1% gain from 2024.

The GSEs' business assessments indicated that a single file report was measurably less able to predict borrower performance.

Third-quarter results were hampered by a legal settlement.

Bob Broeksmit, president and CEO of the Mortgage Bankers Association, said the Consumer Data Industry Association's recent arguments in support of the tri-merge credit report requirements ignore that CDIA members have a massive financial stake in preserving the status quo.

FICO says the recent surge in adoption of 10T scoring is largely driven by community lenders operating in underserved markets.

The total FHA delinquency rate hit 11.86%, the third-highest reading in the past decade.

A recent survey of lenders by The Mortgage Collaborative found that lenders are making technology enhancements a strategic investment priority in 2026.

Lenders want to build long-term partnerships with originators ahead of an upcoming boost in production volume this year.

The AARP Foundation filed a class action lawsuit against Celink, Finance of America Reverse and Carrington Mortgage Services claiming that they unlawfully charged home equity conversion mortgage borrowers prohibited fees.

The Provident deal contains loans mostly made to prime credit borrowers.