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Non-Agency MBS Issuance Picks Up in 1Q

April 13, 2026
Abby Zimmardi
Issuance of non-agency mortgage-backed securities increased 34.2% from the fourth quarter of 2025 to the first quarter of 2026, according to a new ranking and analysis by Inside Nonconforming Markets.
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Unison Hit With Class Action for HEIs in Colorado

April 13, 2026
James Dohnert
The lawsuit alleges that Unison lured Colorado homeowners into high-cost home equity agreements by falsely marketing its product as an interest-free option contract.
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Loss-Mitigation Changes Blamed for Rise in FHA DQs

April 13, 2026
Emmeline Willey
The recent rise in FHA delinquencies appears to be an artificial effect caused by the new trial payment plans borrowers must complete before loans can be modified, according to research by the Center for Responsible Lending.
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Parents Playing Growing Role in Helping Children Afford Homes

April 13, 2026
James Dohnert
About six in 10 parents have provided or plan to provide financial assistance to help their child buy a home, according to a new survey released by Veterans United Home Loans.
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Short Takes: Property Tax Bills Rising / VantageScore Launches Credit Risk Analytics Tool / The Loan Store Fills MBS From Lone Star Funds / Growing Consumer Segment Believes Homeownership Is Out of Reach

April 13, 2026
James Dohnert
The average single-family home generated $4,427 in taxes in 2025, a 3% increase over the prior year.
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Agency Purchase-Mortgage Business Holds Steady in Early 2026

April 10, 2026
Brandon Ivey
Purchase-mortgage volume in agency MBS issued in the first quarter of 2026 was essentially flat compared with the first quarter of 2025.
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Locks for Purchase Mortgages Increase in March

April 10, 2026
Brandon Ivey
Locks for purchase mortgages increased by 22.9% on a monthly basis in March, according to Mortgage Capital Trading.
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Investors Showing Strong Demand for Home Equity Loan Securitizations

April 10, 2026
James Dohnert
“This combination of credit quality, yield and rate protection has drawn interest from asset managers, insurance companies and hedge funds,” said Adam Beeler, global head of strategic partnerships and new business development at Angel Oak Capital Advisors.
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GSE Policies on Cryptocurrency Unchanged

April 10, 2026
Dennis Hollier
Multiple GSE officials told Inside The GSEs that no changes have been made to their selling guides regarding crypto assets, even with a splashy planned mortgage product from Better Home & Finance.
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Short Takes: Interest Rates Decline / NewFi Fills Non-Agency MBS / ‘Sweet Spot’ for Buydowns

April 10, 2026
Brandon Ivey
The average interest rate on a 30-year fixed-rate mortgage fell to 6.37% as of Thursday, down from 6.46% the week prior, according to Freddie Mac.
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Latest Imf News

  • Non-Agency MBS Issuance Picks Up in 1Q

  • Unison Hit With Class Action for HEIs in Colorado

  • Loss-Mitigation Changes Blamed for Rise in FHA DQs

  • Parents Playing Growing Role in Helping Children Afford Homes

More Imf News

Featured Data

  • ARM Production Bounces Back in Fourth Quarter

  • Home Equity Loan Originations Decline in Fourth Quarter

  • GSE Seller Buybacks and Unresolved Claims Decline

  • Profits Sag at FHLBanks in Fourth Quarter

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Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

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