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Home » Topics » Inside Mortgage Trends » Refi Lending

Refi Lending
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Pandemic-Induced Business Practices Are Here to Stay

July 2, 2020
Brandon Ivey
While some of the adjustments were initially thought to be temporary, lenders are preparing to make some permanent changes.
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Demand for Refis Helping to Keep Profit Margins Elevated

June 19, 2020
Brandon Ivey
Lenders are making money hand over fist thanks to low interest rates and the ability to complete refis while working from home.
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Trends Grapevine: The IPO Roulette Wheel / An Open Window

June 19, 2020
Paul Muolo
Nonbank mortgage giant Quicken is contemplating an IPO. Okay, but who else? How about: Caliber and loanDepot.
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Borrowers Satisfied with Online Closings

June 5, 2020
Brandon Ivey
Though initially wary of the online closing process, borrowers’ satisfaction with their lenders appears to have increased during the pandemic.
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Mixed Response to Deferral of Appraisals for Banks

June 5, 2020
Brandon Ivey
Bank trade groups support an interim final rule that allows depositories to defer appraisals for up to 120 days in certain circumstances. Appraisers, on the other hand, have raised concerns.
Read More

Impac Won’t Report 1Q Results Until Late June. Meaning?

May 22, 2020
Paul Muolo
Having hit a rocky patch during the pandemic, Impac Mortgage will be late in reporting first-quarter results and it’s selling most of its MSRs. What’s next?
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Large Banks Tightening HELOC Lending

May 8, 2020
Yemeng Yang
Analysts expect there will not be a surge in home equity line of credit draws during the economic crisis sparked by the pandemic.
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JPMorgan Chase Caps Warehouse Credit

April 10, 2020
Paul Muolo
A new shoe has dropped in the nonbank liquidity saga: Warehouse credit. JPMorgan Chase, the largest player in the sector, is cutting back.
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Coronavirus Crisis Reshaping Lenders’ Best Practices

April 10, 2020
Brandon Ivey
Industry analysts suggest lenders sell loans quickly and use best-efforts pricing options to offset volatility caused by the coronavirus crisis.
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Lenders Working from Home, Servicing Sales Moot

March 27, 2020
Paul Muolo
Lenders and servicers alike are facing huge challenges due to the coronavirus, with many rising to the operational challenge. However, when it comes to MSR sales, the picture is bleak.
Read More
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Latest Imf News

  • Mortgage Buyback Activity at Banks Down Somewhat in 3Q

  • NCRC Launches Fair Lending Tip Line

  • Locks for Refis Trail Off in November

  • Citi Broadens Prime Non-Agency MBS Issuance With Higher LTV Ratios

More Imf News

Featured Data

  • Nonbanks Post Small Drop in Mortgage-Banking Income

  • Bank MSR Portfolios Shrink Slightly, Valuation Strong

  • Bank ABS Holdings Decline in 3Q25, Auto Portfolios Grow

  • Lending Slows Across Products in Third Quarter

More Featured Data

Featured Reports

  • Lender Profiles 2Q25: Top 25 (PDF)

  • GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

  • Mortgage Profitability Report 2Q25 (PDF)

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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