Description+goes+here https://www.insidemortgagefinance.com/rss en-us jdohnert@imfpubs.com Better plans to refocus its efforts on partnerships and one of its first big partners is cryptocurrency exchange Coinbase. http://www.insidemortgagefinance.com/articles/238452 Fri, 04 Sep 2026 12:06:19 -0400 https://www.insidemortgagefinance.com/articles/238452-better-highlights-partnerships-with-launch-of-coinbase-team-up jdohnert@imfpubs.com A group of 13 publicly traded nonbank lenders reported a combined $2.20 billion in mortgage-banking income for the second quarter, down 32.3% from the first quarter. (Includes data table.) http://www.insidemortgagefinance.com/articles/238341 Fri, 21 Aug 2026 15:15:30 -0400 https://www.insidemortgagefinance.com/articles/238341-nonbanks-see-decline-in-mortgage-banking-income-in-2q jdohnert@imfpubs.com A brief increase in refinance activity during the first quarter of 2026 pushed the defect rate to a recent high, according to ACES Quality Management. http://www.insidemortgagefinance.com/articles/238337 Fri, 21 Aug 2026 15:13:32 -0400 https://www.insidemortgagefinance.com/articles/238337-mortgage-critical-defect-rate-posts-biggest-quarterly-jump-in-four-years jdohnert@imfpubs.com Proprietary reverse-mortgage originations are hitting record highs, helping boost lender production during a spring slowdown. http://www.insidemortgagefinance.com/articles/238334 Fri, 21 Aug 2026 15:08:42 -0400 https://www.insidemortgagefinance.com/articles/238334-lenders-see-boost-from-proprietary-reverse-mortgages bivey@imfpubs.com Daniel Lewis, the new interim CEO of Better Home & Finance, wants the company to focus on “very select ideas that have a demonstrated product market fit.” http://www.insidemortgagefinance.com/articles/238212 Fri, 07 Aug 2026 11:44:20 -0400 https://www.insidemortgagefinance.com/articles/238212-better-shifts-from-founder-mode-to-enterprise-focus dhollier@imfpubs.com An Urban Institute study shows that the internal rate of return of a downpayment on a home often exceeds that of a diversified stock portfolio, especially in low-growth real estate markets. http://www.insidemortgagefinance.com/articles/238058 Fri, 24 Jul 2026 12:20:59 -0400 https://www.insidemortgagefinance.com/articles/238058-numbers-justify-use-of-retirement-funds-for-down-payments jdohnert@imfpubs.com Artificial intelligence and stronger due diligence efforts can help reduce growing instances of appraisal fraud, according to mortgage investors and appraisers. http://www.insidemortgagefinance.com/articles/237955 Fri, 10 Jul 2026 12:09:23 -0400 https://www.insidemortgagefinance.com/articles/237955-ai-in-appraisals-helping-reduce-home-evaluation-risk bivey@imfpubs.com The FHA/VA share of agency business with primary mortgage insurance increased during the second quarter for both purchase mortgages and refis. In the first half of 2026, purchase-mortgage volume with primary MI was up only 2.7% from the first half of 2025. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237959 Fri, 10 Jul 2026 12:08:25 -0400 https://www.insidemortgagefinance.com/articles/237959-primary-mi-volume-up-in-2q-led-by-fha-and-va jdohnert@imfpubs.com The new servicing platform, evoLend, is focused on helping loan officers retain borrower business long after closing. http://www.insidemortgagefinance.com/articles/237958 Fri, 10 Jul 2026 12:06:29 -0400 https://www.insidemortgagefinance.com/articles/237958-nexa-lending-ceo-to-launch-servicer nbhatia@imfpubs.com The volume of loans with primary insurance coverage flowing into agency mortgage-backed securities declined during the first quarter of 2026. FHA refinances in agency MBS issuance were up 8.0%. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237588 Fri, 29 May 2026 10:10:03 -0400 https://www.insidemortgagefinance.com/articles/237588-primary-mi-volume-falls-in-1q-fha-boost-refi-share nbhatia@imfpubs.com Denial rates declined slightly last year even as more applicants flocked to get a mortgage. (Includes data table.) http://www.insidemortgagefinance.com/articles/237569 Fri, 29 May 2026 10:04:08 -0400 https://www.insidemortgagefinance.com/articles/237569-denial-rate-for-conforming-mortgages-decline-in-2025 jdohnert@imfpubs.com Mortgage executives believe reverse-mortgage products are a valuable tool to boost originations as the average age of homeowners is increasing and more seniors are looking for ways to take advantage of the equity in their homes. http://www.insidemortgagefinance.com/articles/236731 Fri, 20 Feb 2026 12:22:38 -0500 https://www.insidemortgagefinance.com/articles/236731-lenders-encouraged-to-consider-reverse-mortgages-to-boost-originations jdohnert@imfpubs.com Michael Patterson, chief operating officer at Freedom Mortgage, said intelligently using data collected from borrowers is key to improving customer experience and boosting retention. http://www.insidemortgagefinance.com/articles/236599 Fri, 06 Feb 2026 11:57:11 -0500 https://www.insidemortgagefinance.com/articles/236599-lenders-increasing-leveraging-data-intelligent-for-retention jdohnert@imfpubs.com Mortgage lenders are partnering with student loan debt repayment services as a pathway to drive business with new and existing borrowers. http://www.insidemortgagefinance.com/articles/236469 Fri, 23 Jan 2026 14:16:36 -0500 https://www.insidemortgagefinance.com/articles/236469-lenders-increasingly-offering-guidance-on-student-loan-repayments jdohnert@imfpubs.com Homeowners are increasingly tapping into their home equity as part of a strategic planning process given uncertainties in the economy. http://www.insidemortgagefinance.com/articles/236471 Fri, 23 Jan 2026 14:12:43 -0500 https://www.insidemortgagefinance.com/articles/236471-homeowners-expected-to-increasingly-tap-home-equity-in-2026 bivey@imfpubs.com FHFA Director Pulte frustrated by credit bureaus; mortgage locks decline in December; Mr. Cooper plans layoffs in California. http://www.insidemortgagefinance.com/articles/236346 Fri, 09 Jan 2026 11:08:28 -0500 https://www.insidemortgagefinance.com/articles/236346-grapevine-pulte-targets-score-costs-mortgage-locks-down-in-january bivey@imfpubs.com Leaders at the three major credit bureaus, which own VantageScore, expect to see strong revenues and profits as the GSEs allow VantageScore to compete with FICO. http://www.insidemortgagefinance.com/articles/236089 Fri, 05 Dec 2025 12:14:13 -0500 https://www.insidemortgagefinance.com/articles/236089-credit-bureaus-have-big-expectations-for-vantagescore jdohnert@imfpubs.com Delayed financing offers a way for all-cash homebuyers to quickly tap the equity in their home. http://www.insidemortgagefinance.com/articles/235656 Fri, 24 Oct 2025 12:04:06 -0400 https://www.insidemortgagefinance.com/articles/235656-all-cash-offers-create-new-opportunities-for-lenders-more-competition-for-homebuyers jdohnert@imfpubs.com Banks and credit unions are struggling to compete with technology-focused lenders who use automation to close home equity loans faster. http://www.insidemortgagefinance.com/articles/235583 Fri, 10 Oct 2025 13:26:58 -0400 https://www.insidemortgagefinance.com/articles/235583-faster-closing-times-a-priority-for-hel-borrowers bivey@imfpubs.com Rocket Mortgage is leaning on artificial intelligence to improve lending efficiency. The nonbank is wrapping up its acquisition of Mr. Cooper and already seeing benefits from its acquisition of Redfin. http://www.insidemortgagefinance.com/articles/234966 Fri, 01 Aug 2025 11:16:56 -0400 https://www.insidemortgagefinance.com/articles/234966-rocket-working-toward-refi-button-amid-acquisitions bivey@imfpubs.com Mortgage rates aren’t expected to move down much even if the Fed cuts interest rates next month; GSE economists slash projections for home price appreciation; ICE integrates origination and servicing platforms to originate home equity loans; majority of homeowners feeling financially stressed. http://www.insidemortgagefinance.com/articles/234964 Fri, 01 Aug 2025 11:10:03 -0400 https://www.insidemortgagefinance.com/articles/234964-grapevine-interest-rate-outlook-fannie-projects-slower-home-price-appreciation bivey@imfpubs.com FHA and VA purchase-mortgage volume increased by nearly 30% in the second quarter of 2025 compared with the previous quarter. GSE mortgages with private MI and agency purchase mortgages without primary MI lagged behind. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/234712 Thu, 03 Jul 2025 13:42:22 -0400 https://www.insidemortgagefinance.com/articles/234712-purchase-mortgage-volume-strong-at-fha-va-in-2q bivey@imfpubs.com The MBA projects that nearly 30% of originations will be through eNotes in 2028, up from 10% now. eNotes can help reduce costs for lenders and improve customer service, according to industry participants. http://www.insidemortgagefinance.com/articles/234480 Fri, 06 Jun 2025 11:37:04 -0400 https://www.insidemortgagefinance.com/articles/234480-enotes-expected-to-dominate-mortgage-lending bivey@imfpubs.com Rocket prevails in shareholder lawsuit alleging insider trading; FHFA director looking into mortgage costs; mortgage tech vendor seeing interest from potential buyers. http://www.insidemortgagefinance.com/articles/234483 Fri, 06 Jun 2025 11:34:59 -0400 https://www.insidemortgagefinance.com/articles/234483-grapevine-rocket-shareholder-lawsuit-fails-pulte-presses-on-costs bivey@imfpubs.com Economists at the MBA don’t think interest rates on mortgages will decline much this year. Economists at Fannie Mae project a sizeable drop. http://www.insidemortgagefinance.com/articles/234228 Fri, 09 May 2025 12:41:57 -0400 https://www.insidemortgagefinance.com/articles/234228-sharp-differences-in-outlook-for-interest-rates bivey@imfpubs.com Rosy recapture-rate projections prompt some pushback; Fitch removes Rocket from downgrade watch; PennyMac upsizes debt offering; MISMO seeking comments. http://www.insidemortgagefinance.com/articles/234229 Fri, 09 May 2025 12:30:09 -0400 https://www.insidemortgagefinance.com/articles/234229-grapevine-recapture-concerns-fitch-removes-rocket-from-downgrade-watch bivey@imfpubs.com Amerant Bank launched national mortgage operations in 2021. Now, the bank is reducing its footprint, focusing on lending in Florida where its bank branches are located. http://www.insidemortgagefinance.com/articles/234106 Fri, 25 Apr 2025 12:29:13 -0400 https://www.insidemortgagefinance.com/articles/234106-florida-bank-retreats-on-mortgage-lending-goes-local dhollier@imfpubs.com During summer months, when loan officers are more likely to be overworked, denial rates on refinance applications increase, a sign of credit rationing, according to CFPB researchers. http://www.insidemortgagefinance.com/articles/234080 Fri, 25 Apr 2025 12:26:19 -0400 https://www.insidemortgagefinance.com/articles/234080-lender-response-to-mortgage-seasonality bivey@imfpubs.com Waterstone Financial relents on defense against poaching allegations; Mr. Cooper takes loss on sale of Flagstar’s third-party originations unit; legal expenses rise at Mr. Cooper. http://www.insidemortgagefinance.com/articles/234107 Fri, 25 Apr 2025 12:25:21 -0400 https://www.insidemortgagefinance.com/articles/234107-grapevine-poaching-settlement-loss-on-sale-of-tpo-unit bivey@imfpubs.com Demand from borrowers increases when mortgage rates fall below 6.5%, according to Owen Lee, CEO of Success Mortgage Partners. Due to policies from the Trump administration, it’s unclear whether rates will decline to that level in the near term. http://www.insidemortgagefinance.com/articles/233991 Fri, 11 Apr 2025 13:07:00 -0400 https://www.insidemortgagefinance.com/articles/233991-borrowers-getting-used-to-higher-interest-rates