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Insured Purchase-Mortgage Activity Up in 3Q; Refis Fall

October 10, 2025
Namrata Bhatia
The flow of purchase mortgages with some form of mortgage insurance in agency MBS increased in the third quarter of 2025, while refinance business saw a sharp downturn. (Includes two data tables.)
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Rising Flood Insurance Costs Trouble Borrowers

September 12, 2025
Shannon Clark
A growing share of homeowners are more concerned about increasing flood insurance premiums than actual flood damage to their properties, according to new research by the CFPB.
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Purchase-Mortgage Volume Strong at FHA, VA in 2Q

July 3, 2025
Brandon Ivey
FHA and VA purchase-mortgage volume increased by nearly 30% in the second quarter of 2025 compared with the previous quarter. GSE mortgages with private MI and agency purchase mortgages without primary MI lagged behind. (Includes two data tables.)
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Rising Homeowners Insurance Rates Creating Affordability Issues

May 23, 2025
Shannon Clark
The federal government should put an emphasis on building affordable housing with resilient materials that can withstand natural disasters, according to Rep. Mike Flood, R-NE.
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Mixed Trends in Primary MI Volume in First Quarter

April 25, 2025
Brandon Ivey
In the purchase-mortgage market, private MIs lost some share compared with the fourth quarter of 2024. Though the private MI share was up compared with the first quarter of 2024. (Includes two data tables.)
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Refinance MI Volume Spikes in Agency Business in 4Q

February 14, 2025
Namrata Bhatia
Private mortgage insurance companies lost nearly $6 billion of business on the purchase-mortgage side in the fourth quarter, but gained back almost all of it on the refinance side. (Includes two data tables.)
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Natural Disasters Stressing Homeowners Insurance

January 31, 2025
Shannon Clark
As natural disasters are becoming increasingly devasting, homeowners insurance is struggling to keep up.
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Agency MBS Activity With MI Continues to Increase

October 4, 2024
Namrata Bhatia
Purchase mortgages with primary mortgage insurance pooled into agency MBS increased by 9.7% from the second quarter, while refinance volume spiked by 40.2%. (Includes two data tables.)
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Mesa Raises Funding for Homeowner Rewards Program

October 4, 2024
James Dohnert
Mesa’s funding round included investments from Vera Equity, Redwood Trust Horizons and Clocktower Ventures.
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The Rising Cost of Having a Place to Call Home

August 9, 2024
Dennis Hollier
FHFA economists estimate that the average required monthly payment for a new mortgage rose 57% between 2022 and the end of 2023.
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