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Home » Topics » Inside The GSEs » FHFA

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House Passes Bill Reversing FHFA Changes to Pricing

June 23, 2023
Dennis Hollier
All House Republicans and 14 House Democrats voted to undo FHFA’s revision of GSE loan-level pricing adjustments. The bill would also require future changes to the grids to follow risk-based pricing.
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Plan for New Credit Scores Raises Industry Concerns

June 23, 2023
Dennis Hollier
The FHFA needs to slow its roll to new credit scores, a swath of stakeholder organizations argues.
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Industry Wants Voice in Condo Eligibility Rules

June 23, 2023
Dennis Hollier
New guidelines for GSE condo and co-op lending requirements should be subject to public comment, trade groups argue.
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Fannie Updates Results From Its 2022 Stress Test

June 23, 2023
Dennis Hollier
Changes to the models Fannie Mae uses for its Dodd-Frank Act stress tests increased the enterprise’s projected profits over the nine-quarter test period by $3.7 billion.
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SCOTUS Rejects Chance to Hear Shareholder Argument

June 23, 2023
Dennis Hollier
By declining to hear the case of Rop v. FHFA, the Supreme Court effectively shut down shareholder hopes of ending the net worth sweep based on the constitutionality of the appointment of FHFA’s director.
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OIG: FHFA Not Monitoring Transportation Benefits

June 23, 2023
Dennis Hollier
The FHFA either did not conduct, or could not document having conducted, 61% of its required parking permit inventory checks between 2019 and 2022.
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Shift to FICO 10T and VantageScore 4.0 Ramps Up

June 9, 2023
Dennis Hollier
GSE officials recently outlined the timeline for implementing the new credit score models and some of the challenges that implementation poses for mortgage industry stakeholders.
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Criticism of LLPAs Expands to Include Conservatorship

June 9, 2023
Dennis Hollier
FHFA recently changed the upfront fees charged by Fannie and Freddie, in part to help meet the highly conservative capital requirements imposed on them by former Director Mark Calabria. Now, critics of the fees have joined critics of the conservatorship.
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The Growing Debate Over Reconsiderations of Value

June 9, 2023
Dennis Hollier
As the Biden administration focuses on ending discrimination in appraisals, trade groups and industry advocates call for standards on reconsiderations of value.
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New Area Median Incomes Set to Go into Effect

June 9, 2023
Dennis Hollier
Implementation of the new AMI limits took place this week in Loan Product Advisor and will take place next week in Desktop Underwriter.
Read More
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