By some estimates, the enterprises will have to increase guarantee fees by about 3 basis points to offset the lost revenue from FHFA's targeted elimination of LLPAs.

Automated payroll deposits and timely payment of utilities and cell phone bills are about to enter the mortgage underwriting process.

Freddie's latest NPL deal includes both guaranteed and unguaranteed tranches.

Freddie’s underwriting will include a review of a borrower’s bank account data to identify a history of positive monthly cash flow activity.

If FHFA allows the GSEs to accept multiple credit scores, economists worry similar scores won’t indicate the same level of credit risk.

FHFA must monitor model risk, people risk and resiliency risk at regulated entities, in particular at Fannie Mae and Freddie Mac.

FHFA has allowed for expanded use of forward commitments to facilitate the development of more affordable housing.

The disclosures are planned to begin in December.

Freddie is working to move servicers to the new Resolve system while Fannie set new standards for use of mortgage assistance funds.

Amid declining volumes, the largest and smallest lenders who sell to the GSEs lost market share while large and mid-sized lenders got a bigger piece of the pie. (Includes two data charts.)