Ravi Shankar rejoins Freddie Mac after stints at both the Boston Consulting Group and United Wholesale Mortgage.

FHFA is betting the formerly proprietary appraisal data of Fannie and Freddie can help reduce bias in the marketplace.

By some estimates, the enterprises will have to increase guarantee fees by about 3 basis points to offset the lost revenue from FHFA's targeted elimination of LLPAs.

Automated payroll deposits and timely payment of utilities and cell phone bills are about to enter the mortgage underwriting process.

Freddie's latest NPL deal includes both guaranteed and unguaranteed tranches.

Freddie’s underwriting will include a review of a borrower’s bank account data to identify a history of positive monthly cash flow activity.

If FHFA allows the GSEs to accept multiple credit scores, economists worry similar scores won’t indicate the same level of credit risk.

FHFA must monitor model risk, people risk and resiliency risk at regulated entities, in particular at Fannie Mae and Freddie Mac.

FHFA has allowed for expanded use of forward commitments to facilitate the development of more affordable housing.

The disclosures are planned to begin in December.