Based on the success of payment deferrals during the COVID-19 emergency and feedback from industry, FHFA has made the option a key part of loss mitigation for the GSEs.

In order to have a return on capital sufficient to attract private investors, the GSEs would have to charge g-fees of about 76 basis points, according to former Freddie CEO Don Layton.

The FHFA director tells NAR members she’s focused on data-driven, fact-based policy-making.

The former FHFA director claims that Wall Street critics worried his policies would cut into their profits.

Updates to the guide go into effect in June and July.

The heightened PMIERS capital requirements set by the GSEs when Genworth let its mortgage insurance subsidiary go public have now been satisfied.

STACRs see the return of the B-1 class for the first time since June.

The GSEs’ regulator has backtracked on its controversial rules for commingled securities.

Almost all of the decline in combined GSE profits was due to a spike in loan-loss provisions. But while Fannie’s provisions continued to grow in the fourth quarter, Freddie’s may have peaked in the third quarter. (Includes data chart.)

Will lower FHA premiums steal market share from the GSEs? According to analysts, private mortgage insurer pricing still makes the GSEs the better execution for borrowers with credit scores over 680. But private MIs are still nervous.