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Home » Topics » Government-Insured Lending » FHA

FHA
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Sharp Differences in FHA, Private MI Business

May 23, 2023
Monica Hogan
There's some competition between FHA and private mortgage insurance companies, though much of their business is focused on different sets of borrowers.
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Ginnie Issuance, MBS Payments Could Withstand U.S. Debt Default

May 19, 2023
Monica Hogan
If the U.S. defaults on its debts, Ginnie could still guarantee MBS and investors would still receive proceeds from the securities.
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Veterans United Leads FHA/VA Correspondent Sellers in 2022

May 10, 2023
Brandon Ivey
While correspondent sales of FHA/VA loans declined in 2022, Veterans United increased its sales volume.
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Some Concerns as FHA Considers Adjustments for Flood Insurance

May 9, 2023
Monica Hogan
The proposed change could impact about 10,500 properties within 100-year flood plains each year.
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FHA Gaining Popularity Among Borrowers, Home Sellers

April 28, 2023
Monica Hogan
Both purchase-mortgage borrowers and home sellers are increasing their acceptance of FHA mortgages.
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Short Takes: Jumbos: Selling vs Holding / Interest Rate Trends / FHA and Flood Insurance

April 28, 2023
Brandon Ivey
There are some benefits to selling jumbos into the secondary market rather than holding the loans in portfolio.
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Lakeview Increases Ginnie Servicing Lead in First Quarter

April 27, 2023
Andras Malatinszky
The amount of Ginnie servicing volume outstanding increased by 1.6% in the first quarter while Lakeview's portfolio grew by 3.4%.
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CHLA Asks for Full Funding for FHA, Ginnie

April 27, 2023
Monica Hogan
The Community Home Lenders of America wrote to the leaders of House and Senate housing appropriations committees.
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Short Takes: Purchase Mortgage Volume Constrained / Jobs Numbers Suggest Rate Hikes Over / CrossCountry Joins Freddie’s SPCP / New Reverse Mortgage Lender

April 7, 2023
Brandon Ivey
Relatively low interest rates don't help much if there aren't many homes for sale.
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FHA Proposes Some Relief for HECM Servicers

April 5, 2023
Monica Hogan
FHA is taking feedback through April 11 on a new draft mortgagee letter proposing policy changes to its home equity conversion mortgage program.
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Latest Imf News

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