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Home » Topics » Government-Insured Lending » FHA

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Mortgage Securitization Rate Increases With GSE Activity

January 7, 2026
Brandon Ivey
Some 69.8% of mortgages originated during the third quarter of 2025 were securitized.
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Short Takes: Modest Home Price Appreciation Expected / Florida Homebuilder Under Stress / HUD Selling HECMs Tied to Non-Vacant Lots

January 7, 2026
Brandon Ivey
Home prices will increase by 1.3% on an annual basis in 2026, according to projections by Veros Real Estate Solutions.
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Ginnie to Align Liquidation Reporting With GSE Standards

December 19, 2025
Emmeline Willey
The Mortgage Bankers Association said its members see value in switching to short-term liquidation reporting.
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Short Takes: Senate Confirms FHA, Ginnie Leaders / Mortgage Payments Declining / Property Insurance Trends

December 19, 2025
Brandon Ivey
The Senate on Thursday confirmed Frank Cassidy as FHA commissioner and Joe Gormley as president of Ginnie Mae.
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Refis Lead to Increase in Ginnie MBS Issuance in November

December 18, 2025
Emmeline Willey
While purchase-mortgage issuance fell 8.4% to hit the lowest monthly volume since March, refinance activity spiked 44.0% in November.
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Short Takes: Foreclosures Slow in November / Equifax Offering Income, Employment Verification Earlier / Democrats in Congress Want to Hear From Vought / Another Bite at the Apple for HECM Comments

December 10, 2025
Brandon Ivey
Foreclosure filings declined by 3% on a monthly basis in November.
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FHA Proposes Raising Draw Limits on Rehabilitation Loans

December 5, 2025
Emmeline Willey
The proposal would raise the number of draw requests permitted per contractor from two to four under FHA's Limited 203(k) Rehabilitation program.
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Private MI Sector Gains Originations Share in Third Quarter

November 21, 2025
John Bancroft
Mortgage Guaranty Insurance Corp. remained the top producer among the private MIs.
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Short Takes: Sales of Existing Homes Tick Up / Government Servicing Dataset From MISMO / Newer POS Provider Raises Funds

November 21, 2025
Brandon Ivey
A decline in interest rates on mortgages helped to prop up home sales during the partial shutdown of the federal government.
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Short Takes: FHA, Ginnie Nominations Move Forward / FHA Removes Disclosure Requirement / New Mortgage Lender / Fairway Partners on Credit Card

November 20, 2025
Brandon Ivey
The Mortgage Bankers Association called for the full Senate to quickly confirm the nominees.
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