Fannie Mae and Freddie Mac will use the same LLPA pricing grid for both VantageScore 4.0 and Classic FICO, eliminating the 20-point haircut they were applying to VS4 loans.

Fannie held $99.79 billion of agency MBS as of the end of August, just $50.0 million more than at the end of July.

The most obvious difference in scoring models is that the GSEs’ scores are on entirely different scales.

Freddie Mac’s MBS purchases spiked in February and have been relatively limited since then, compared with actions by Fannie Mae.

Fannie Mae pushed back a deadline for changes to how the government-sponsored enterprise handles rental income for mortgage borrowers to Dec. 1.

Funds managed by American Mortgage Investment Partners Management submitted the winning bids for the most recent sale and for one of the sales conducted in July 2025.

The GSEs’ scores appear to be higher than Classic FICO scores.

July marked the third straight month of declines in the government-sponsored enterprises’ MBS holdings.

Freddie Mac, meanwhile, hasn’t offered a single-family CRT deal since May.