https://www.insidemortgagefinance.com/rss en-us dhollier@imfpubs.com Proposed legislation would codify many of the guidelines put in place by FHFA under its authority as conservator. http://www.insidemortgagefinance.com/articles/237871 Mon, 29 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237871-house-bill-a-first-step-to-releasing-gses dhollier@imfpubs.com The proposal would redefine "high-needs rural population" and limit the use of area median income when defining low-income categories. http://www.insidemortgagefinance.com/articles/237824 Wed, 24 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237824-fhfa-proposes-revamping-duty-to-serve-rule bivey@imfpubs.com H.R. 6644, the 21st Century ROAD to Housing Act, is being hailed as the most significant housing legislation from Congress in three decades. http://www.insidemortgagefinance.com/articles/237828 Wed, 24 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237828-short-takes-housing-bill-headed-to-trump-fannie-to-expand-title-insurance-skipping-pilot-angel-oak-shifts-mbs-strategy-income-declines-at-kb-home bivey@imfpubs.com Fannie increased its interest rate projections somewhat in the latest monthly forecast from the GSE. http://www.insidemortgagefinance.com/articles/237812 Tue, 23 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237812-economists-at-mba-fannie-closer-to-alignment-on-rate-forecasts bivey@imfpubs.com The agency said its current authorities to take action against fraud in the housing finance market are “indirect or limited.” http://www.insidemortgagefinance.com/articles/237764 Tue, 16 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237764-fhfa-seeks-fraud-enforcement-power-from-congress dhollier@imfpubs.com Fannie and Freddie report that they’ve received UAD 3.6 submissions on all property types. Likewise, Fannie said top aggregators are accepting UAD 3.6 appraisal reports and appraisal management companies support it. http://www.insidemortgagefinance.com/articles/237752 Mon, 15 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237752-uad-36-adoption-picks-up-ahead-of-deadline jdohnert@imfpubs.com Two Harbors board says CrossCountry's bid is still the better option, in part because of its fully committed financing. http://www.insidemortgagefinance.com/articles/237662 Thu, 04 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237662-short-takes-two-harbors-sticking-with-ccm-sellers-pulling-homes-off-market-at-record-pace-loancare-launches-new-subservicing-tool-better-expanding-crypto-mortgage-program dhollier@imfpubs.com In a Truth Social post, President Trump said Pulte will serve simultaneously as FHFA director and acting director of National Intelligence, overseeing national security matters conducted by 18 federal intelligence agencies. http://www.insidemortgagefinance.com/articles/237636 Wed, 03 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237636-pulte-tapped-for-acting-dni bivey@imfpubs.com Fannie held $110.46 billion of agency MBS as of the end of April, a 5.3% increase compared with the end of March. http://www.insidemortgagefinance.com/articles/237600 Thu, 28 May 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237600-fannie-adds-agency-mbs-at-slower-pace-in-april bivey@imfpubs.com The GSEs issued CRT deals in March even with economic volatility tied to the war with Iran. http://www.insidemortgagefinance.com/articles/237523 Wed, 20 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237523-gse-crt-issuance-increases-in-first-quarter dhollier@imfpubs.com At Freddie, net interest income has increased slightly in every quarter but one over the past three years. http://www.insidemortgagefinance.com/articles/237417 Thu, 07 May 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237417-net-interest-income-varies-at-fannie-freddie dhollier@imfpubs.com Fannie added MBS at a fast pace and Freddie reduced its whole-loan holdings. http://www.insidemortgagefinance.com/articles/237380 Tue, 05 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237380-fannie-freddie-differ-with-portfolio-additions-in-1q dhollier@imfpubs.com An increase in Fannie's investment losses related to MBS acquisitions was more than offset by a shift from fair value losses to fair value gains. http://www.insidemortgagefinance.com/articles/237326 Wed, 29 Apr 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237326-fannie-earnings-stable-in-first-quarter bivey@imfpubs.com Fannie Mae sharply increased its investment portfolio during March while the balance of Freddie Mac’s portfolio didn’t change much. http://www.insidemortgagefinance.com/articles/237316 Tue, 28 Apr 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237316-gse-portfolio-activity-diverges-in-march bivey@imfpubs.com The main difference in 2026 was that later-stage delinquencies increased. http://www.insidemortgagefinance.com/articles/237289 Thu, 23 Apr 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237289-delinquency-recovery-less-robust-in-first-quarter-of-2026 bivey@imfpubs.com Now, the economists project that the average interest rate for a 30-year fixed-rate mortgage will decline to only 6.1% in the fourth quarter. http://www.insidemortgagefinance.com/articles/237290 Thu, 23 Apr 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237290-fannie-economists-revise-rate-forecast-sharply-higher jbancroft@imfpubs.com Ginnie posted a 1.3% quarterly gain in servicing outstanding to $2.726 trillion at the end of March, not including servicing of home-equity conversion mortgages. http://www.insidemortgagefinance.com/articles/237240 Fri, 17 Apr 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237240-ginnie-drives-growth-in-agency-servicing-in-first-quarter bivey@imfpubs.com “While speculation continues around the potential privatization of the government-sponsored enterprises, Morningstar DBRS does not view any changes to [their] status as likely for the length of the credit rating outlook period given the complexities and potential consequences of such an action, especially considering the current macroeconomic environment,” the rating service said. http://www.insidemortgagefinance.com/articles/237244 Fri, 17 Apr 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237244-short-takes-stable-ratings-for-gses-truist-bucks-trend-in-originations-shakeup-at-dark-matter-agentic-reasoning-engine dhollier@imfpubs.com Multiple GSE officials told Inside The GSEs that no changes have been made to their selling guides regarding crypto assets, even with a splashy planned mortgage product from Better Home & Finance. Inside The GSEs that no changes have been made to their selling guides regarding crypto assets, even with a splashy planned mortgage product from Better Home & Finance.]]> http://www.insidemortgagefinance.com/articles/237181 Fri, 10 Apr 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237181-gse-policies-on-cryptocurrency-unchanged dhollier@imfpubs.com The new guidelines, which go into effect Aug. 6, require seller/servicers to have clear policies in place to mitigate the risks posed by this technology and to ensure it complies with existing laws and regulations. http://www.insidemortgagefinance.com/articles/237159 Thu, 09 Apr 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237159-fannie-issues-ai-guidance jdohnert@imfpubs.com Fannie Mae hopes to extend the partnership to include fraud detection in its single-family mortgage business. http://www.insidemortgagefinance.com/articles/237127 Mon, 06 Apr 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237127-fannie-hopes-to-expand-fraud-detection-efforts-with-palantir bivey@imfpubs.com Fannie said the changes were made in response to feedback from lenders. http://www.insidemortgagefinance.com/articles/237106 Thu, 02 Apr 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237106-fannie-loosens-quality-control-standards-for-lenders bivey@imfpubs.com The second lien tied to the crypto pledge requires monthly payments and the combined interest rate for the product could be higher than a comparable traditional mortgage. http://www.insidemortgagefinance.com/articles/237054 Thu, 26 Mar 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237054-better-to-offer-fannie-eligible-mortgage-with-crypto-pledge dhollier@imfpubs.com Changing priorities from the White House have put talks on ending the GSE conservatorship on the back burner. http://www.insidemortgagefinance.com/articles/237013 Mon, 23 Mar 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237013-hopes-for-an-end-gse-conservatorship-fading dhollier@imfpubs.com The GSEs started issuing credit risk transfer transactions in 2013. http://www.insidemortgagefinance.com/articles/236845 Thu, 05 Mar 2026 11:58:00 -0500 https://www.insidemortgagefinance.com/articles/236845-gse-crt-activity-in-2025-lowest-since-2013 bivey@imfpubs.com The GSEs noted that mortgages for government employees and other workers directly impacted by the shutdown are eligible for delivery to the GSEs, even if the borrower is not receiving pay, so long as certain conditions are met. http://www.insidemortgagefinance.com/articles/236835 Wed, 04 Mar 2026 11:56:00 -0500 https://www.insidemortgagefinance.com/articles/236835-gses-offering-flexibility-as-partial-government-shutdown-drags-on bivey@imfpubs.com Prior to back-to-back CRT offerings in February and March, the government-sponsored enterprise hadn’t issued a CRT deal since October. http://www.insidemortgagefinance.com/articles/236819 Tue, 03 Mar 2026 11:56:00 -0500 https://www.insidemortgagefinance.com/articles/236819-fannie-back-quickly-with-crt-transaction dhollier@imfpubs.com By far, the events listed most frequently in Pulte's calendar are meetings with industry leaders. http://www.insidemortgagefinance.com/articles/236753 Mon, 23 Feb 2026 11:57:00 -0500 https://www.insidemortgagefinance.com/articles/236753-industry-participants-have-pultes-ear-in-first-year-at-fhfa bivey@imfpubs.com Fannie projects that the average interest rate on a 30-year fixed-rate mortgage will hold at 6.1% in the second quarter before declining to 6.0% in the third quarter and then remain at that level through the end of 2027. http://www.insidemortgagefinance.com/articles/236721 Thu, 19 Feb 2026 11:57:00 -0500 https://www.insidemortgagefinance.com/articles/236721-fannie-economists-see-interest-rates-staying-higher-for-longer dhollier@imfpubs.com Profits declined by 9% compared with the third quarter. http://www.insidemortgagefinance.com/articles/236649 Wed, 11 Feb 2026 11:58:00 -0500 https://www.insidemortgagefinance.com/articles/236649-fannie-profits-dip-on-fair-value-losses