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    <title>Fannie Mae</title>
    <description>
      <![CDATA[]]>
    </description>
    <link>https://www.insidemortgagefinance.com/rss</link>
    <language>en-us</language>
    <item>
      <title>Delinquency Recovery Less Robust in First Quarter of 2026</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The main difference in 2026 was that later-stage delinquencies increased.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237289</guid>
      <pubDate>Thu, 23 Apr 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237289-delinquency-recovery-less-robust-in-first-quarter-of-2026</link>
    </item>
    <item>
      <title>Fannie Economists Revise Rate Forecast Sharply Higher</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Now, the economists project that the average interest rate for a 30-year fixed-rate mortgage will decline to only 6.1% in the fourth quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237290</guid>
      <pubDate>Thu, 23 Apr 2026 11:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237290-fannie-economists-revise-rate-forecast-sharply-higher</link>
    </item>
    <item>
      <title>Ginnie Drives Growth in Agency Servicing in First Quarter</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Ginnie posted a 1.3% quarterly gain in servicing outstanding to $2.726 trillion at the end of March, not including servicing of home-equity conversion mortgages.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237240</guid>
      <pubDate>Fri, 17 Apr 2026 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237240-ginnie-drives-growth-in-agency-servicing-in-first-quarter</link>
    </item>
    <item>
      <title>Short Takes: Stable Ratings for GSEs / Truist Bucks Trend in Originations / Shakeup at Dark Matter / Agentic Reasoning Engine</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[“While speculation continues around the potential privatization of the government-sponsored enterprises, Morningstar DBRS does not view any changes to [their] status as likely for the length of the credit rating outlook period given the complexities and potential consequences of such an action, especially considering the current macroeconomic environment,” the rating service said.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237244</guid>
      <pubDate>Fri, 17 Apr 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237244-short-takes-stable-ratings-for-gses-truist-bucks-trend-in-originations-shakeup-at-dark-matter-agentic-reasoning-engine</link>
    </item>
    <item>
      <title>GSE Policies on Cryptocurrency Unchanged</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Multiple GSE officials told <em>Inside The GSEs</em> that no changes have been made to their selling guides regarding crypto assets, even with a splashy planned mortgage product from Better Home & Finance.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237181</guid>
      <pubDate>Fri, 10 Apr 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237181-gse-policies-on-cryptocurrency-unchanged</link>
    </item>
    <item>
      <title>Fannie Issues Guidance for Use of AI by Lenders</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The new guidelines, which go into effect Aug. 6, require seller/servicers to have clear policies in place to mitigate the risks posed by this technology and to ensure it complies with existing laws and regulations.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237159</guid>
      <pubDate>Thu, 09 Apr 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237159-fannie-issues-ai-guidance</link>
    </item>
    <item>
      <title>Fannie Plans to Expand Fraud Detection Efforts with Palantir</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Fannie Mae hopes to extend the partnership to include fraud detection in its single-family mortgage business.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237127</guid>
      <pubDate>Mon, 06 Apr 2026 11:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237127-fannie-hopes-to-expand-fraud-detection-efforts-with-palantir</link>
    </item>
    <item>
      <title>Fannie Loosens Quality Control Standards for Lenders</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Fannie said the changes were made in response to feedback from lenders.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237106</guid>
      <pubDate>Thu, 02 Apr 2026 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237106-fannie-loosens-quality-control-standards-for-lenders</link>
    </item>
    <item>
      <title>Better to Offer Fannie-Eligible Mortgage With Crypto Pledge</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The second lien tied to the crypto pledge requires monthly payments and the combined interest rate for the product could be higher than a comparable traditional mortgage.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237054</guid>
      <pubDate>Thu, 26 Mar 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237054-better-to-offer-fannie-eligible-mortgage-with-crypto-pledge</link>
    </item>
    <item>
      <title>Hopes for an End to GSE Conservatorship Fading </title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Changing priorities from the White House have put talks on ending the GSE conservatorship on the back burner.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237013</guid>
      <pubDate>Mon, 23 Mar 2026 11:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237013-hopes-for-an-end-gse-conservatorship-fading</link>
    </item>
    <item>
      <title>GSE CRT Activity in 2025 Lowest Since 2013</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The GSEs started issuing credit risk transfer transactions in 2013.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236845</guid>
      <pubDate>Thu, 05 Mar 2026 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236845-gse-crt-activity-in-2025-lowest-since-2013</link>
    </item>
    <item>
      <title>GSEs Offering Flexibility as Partial Government Shutdown Drags On</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The GSEs noted that mortgages for government employees and other workers directly impacted by the shutdown are eligible for delivery to the GSEs, even if the borrower is not receiving pay, so long as certain conditions are met.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236835</guid>
      <pubDate>Wed, 04 Mar 2026 11:56:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236835-gses-offering-flexibility-as-partial-government-shutdown-drags-on</link>
    </item>
    <item>
      <title>Fannie Back Quickly With CRT Transaction</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Prior to back-to-back CRT offerings in February and March, the government-sponsored enterprise hadn’t issued a CRT deal since October.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236819</guid>
      <pubDate>Tue, 03 Mar 2026 11:56:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236819-fannie-back-quickly-with-crt-transaction</link>
    </item>
    <item>
      <title>Industry Participants Have Pulte’s Ear in First Year at FHFA</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[By far, the events listed most frequently in Pulte's calendar are meetings with industry leaders.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236753</guid>
      <pubDate>Mon, 23 Feb 2026 11:57:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236753-industry-participants-have-pultes-ear-in-first-year-at-fhfa</link>
    </item>
    <item>
      <title>Fannie Economists See Interest Rates Staying Higher for Longer</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Fannie projects that the average interest rate on a 30-year fixed-rate mortgage will hold at 6.1% in the second quarter before declining to 6.0% in the third quarter and then remain at that level through the end of 2027.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236721</guid>
      <pubDate>Thu, 19 Feb 2026 11:57:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236721-fannie-economists-see-interest-rates-staying-higher-for-longer</link>
    </item>
    <item>
      <title>Fannie's Profits Dip in 4Q on Fair Value Losses</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Profits declined by 9% compared with the third quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236649</guid>
      <pubDate>Wed, 11 Feb 2026 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236649-fannie-profits-dip-on-fair-value-losses</link>
    </item>
    <item>
      <title>FHFA Adopts New Housing Goals for the GSEs</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The recently announced goals supplant the three-year plan covering 2025 to 2027 that was adopted during the Biden administration.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236251</guid>
      <pubDate>Mon, 29 Dec 2025 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236251-fhfa-adopts-new-housing-goals-for-the-gses</link>
    </item>
    <item>
      <title>GSE Repurchases on the Rise in 3Q</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Lender repurchases of GSE loans increased 19.8% from the second to the third quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236242</guid>
      <pubDate>Tue, 23 Dec 2025 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236242-gse-repurchase-on-the-rise-in-3q</link>
    </item>
    <item>
      <title>Former Freddie CEO Raises Concerns on Changes to CRT Program </title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Former Freddie Mac CEO Don Layton said changes to the CRT program in recent years have led to the GSEs carrying more credit risk.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236238</guid>
      <pubDate>Mon, 22 Dec 2025 11:57:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236238-former-freddie-ceo-raises-concerns-on-changes-to-crt-program</link>
    </item>
    <item>
      <title>Fannie Mae’s MBS Holdings Increase Again in November</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Fannie’s MBS holdings spiked to $54.65 billion as of the end of the month.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236159</guid>
      <pubDate>Fri, 12 Dec 2025 11:57:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236159-fannie-maes-mbs-holdings-increase-again-in-november</link>
    </item>
    <item>
      <title>GSEs Update Guidelines Tied to Fraud</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Fannie and Freddie issued separate updates aimed at identifying and preventing fraud in mortgage transactions.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236144</guid>
      <pubDate>Thu, 11 Dec 2025 11:57:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236144-gses-update-guidelines-tied-to-fraud</link>
    </item>
    <item>
      <title>FHFA Announces 2026 Conforming Loan Limits</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[For one-unit properties, the baseline conforming loan limit will be $832,750 in 2026.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236032</guid>
      <pubDate>Wed, 26 Nov 2025 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236032-fhfa-announces-2026-conforming-loan-limits</link>
    </item>
    <item>
      <title>FHFA Increases GSE Multifamily Caps for 2026</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Both Fannie Mae and Freddie Mac will be subject to $88.0 million caps on their multifamily funding volume in 2026.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236021</guid>
      <pubDate>Tue, 25 Nov 2025 11:56:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236021-fhfa-increases-gse-multifamily-caps-for-2026</link>
    </item>
    <item>
      <title>Ackman Hoping for GSE ‘Christmas Present’ From Trump Admin</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[“The president’s got a lot on his plate,” Bill Ackman, CEO and portfolio manager of Pershing Square Holdings, said of President Trump. “We’re approaching Thanksgiving, but it’s actually theoretically possible.”]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235987</guid>
      <pubDate>Fri, 21 Nov 2025 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235987-ackman-hoping-for-gse-christmas-present-from-trump-admin</link>
    </item>
    <item>
      <title>GSE CRT Issuance Dragged Down by Fannie in 3Q</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Combined issuance of CRT notes declined from $2.15 billion in the second quarter to $1.25 billion in the third.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235966</guid>
      <pubDate>Thu, 20 Nov 2025 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235966-gse-crt-issuance-dragged-down-by-fannie-in-3q</link>
    </item>
    <item>
      <title>Ackman Offers Revised Plan for GSE Reform</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Ackman proposed a timeline that would allow the Trump administration to claim some short-term victories while working toward a larger capital raise.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235949</guid>
      <pubDate>Wed, 19 Nov 2025 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235949-ackman-offers-revised-plan-for-gre-reform</link>
    </item>
    <item>
      <title>Refis Boost GSE Deliveries in October</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Mortgage deliveries to the GSEs were up 14.5% from September to October, according to data from <em>Inside The GSEs</em>.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235861</guid>
      <pubDate>Mon, 10 Nov 2025 11:55:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235861-refis-boost-gse-deliveries-in-october</link>
    </item>
    <item>
      <title>GSEs Add Options to Selling Guides</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[New rep and warrant relief at Fannie; ADUs for manufactured homes at Freddie.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235830</guid>
      <pubDate>Thu, 06 Nov 2025 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235830-gses-add-options-to-selling-guides</link>
    </item>
    <item>
      <title>GSE Portfolios Increase to Level Last Seen in 2021</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Holdings of both mortgage-backed securities and mortgages increased during the third quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235798</guid>
      <pubDate>Tue, 04 Nov 2025 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235798-gse-portfolios-increase-to-level-last-seen-in-2021</link>
    </item>
    <item>
      <title>Short Takes: Pulte Touts Layoffs at Fannie / Non-QM Performance Tepid / Zillow Boosts Originations / Investment-Property MBS Aggregated by Deephaven</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[“We, like any business, must eliminate positions that are not core, or otherwise, to mortgages and new home sales,” FHFA Director and Fannie Mae Chair Bill Pulte said of the GSE.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235791</guid>
      <pubDate>Fri, 31 Oct 2025 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235791-short-takes-pulte-tours-layoffs-at-fannie-non-qm-performance-tepid-zillow-boosts-originations-investment-property-mbs-aggregated-by-deephaven</link>
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