The Fed should change its ways to help reduce interest rates on mortgages, according to industry trade groups.

The total delinquency rate on mortgages in agency MBS stood at 2.83% as of the end of September, up from 2.60% at the end of June.

Small to mid-sized nonbanks accounted for 24.7% of GSE business in the third quarter, up from a 23.1% share in the second quarter.

FHFA will direct the enterprises to treat loans with COVID-19 forbearance like those impacted by a natural disaster. Fannie and Freddie will also do a better job explaining buyback requirements.

Growth at Lakeview and Chase Home Finance finally toppled Wells Fargo as the largest agency servicer.

The Community Home Lenders of America, Independent Community Bankers of America and National Association of Realtors sent a joint letter to White House officials seeking changes involving mortgage-backed securities.

GSE shareholders still face challenges in recouping the losses they sustained as a result of the conservatorship and the net worth sweep.

NPL sales by the GSEs declined by 66% on an annual basis in 2022.

Buydowns are concentrated on GSE mortgages with coupons of between 5.0% and 6.5%...

An MBA official noted that MSR valuations can “vary significantly due to the use of different models"...