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Lockhart Suggests GSEs Make Their Case to End Conservatorship

January 16, 2024
Dennis Hollier
"What Fannie and Freddie and the FHFA should be doing is trying to convince Congress it’s time to get them out of conservatorship," said James Lockhart, the former director of the Federal Housing Finance Agency.
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CrossCountry Shifts to FICO 10 T, a First for MBS

January 9, 2024
Brandon Ivey
Mandatory use of FICO Score 10 T with the government-sponsored enterprises isn't scheduled until the third quarter.
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GSEs Urged to Align With HUD on Energy Codes

January 9, 2024
Dennis Hollier
A coalition including Climate Nexus, the American Lung Association, the Sierra Club and the Lincoln Institute of Land Policy weighed in on GSE policy.
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GSE Buybacks Drop in Third Quarter

January 3, 2024
John Bancroft
Buybacks from the GSEs declined by 29.0% in the third quarter compared with the previous quarter.
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Industry Demands More Data From FHFA on Credit Score Changes

December 22, 2023
Dennis Hollier
A coalition of most of the major mortgage industry participants says FHFA and the GSEs should be more transparent about how they assessed and validated the new credit score models.
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Short Takes: Lock-In Loosening / Higher Cap for GSE LIHTC Investments / Planet Home to Boost Construction Lending / Publishing Break

December 22, 2023
Brandon Ivey
A growing number of homeowners are looking to sell as interest rates decline.
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Agency Servicing Volume Tops $9.0 Trillion in Third Quarter

December 15, 2023
John Bancroft
Ginnie continued to set the pace as its single-family servicing grew by 2.4% in the third quarter.
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Federal Regulators Reiterate Concerns About Nonbanks

December 15, 2023
Brandon Ivey
The Financial Stability Oversight Council pointed to systemic issues if nonbank servicers fail.
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GSE Activity Slows in November

December 13, 2023
Dennis Hollier
Deliveries to the GSEs were down 7.0% in November compared with October.
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Correspondent Share Rises in Conventional-Conforming Market

December 12, 2023
Namrata Bhatia
The correspondent channel took market share from the retail channel in the conventional-conforming sector in the third quarter.
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