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After a Long Hiatus, Fannie Re-enters the CRT Arena

October 20, 2021
Brandon Ivey
CRT-specific hindrances have been jettisoned...
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Freddie Mac Draws Nearer to Equal Share of GSE Market

October 19, 2021
John Bancroft
MBS guarantee fee pricing has become more level between the two GSEs since the uniform MBS was launched in 2019...
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At MBA Show, FHFA Chief Unveils Efforts to Increase the Low-Income Refi Pie

October 19, 2021
Dennis Hollier
Thompson also made it the FHFA will not be changing seller-servicer standards for nonbanks this year.
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Legal Surprises for Fannie/Freddie Shareholders

October 18, 2021
Dennis Hollier
But SCOTUS did throw them a bone. The justices said it was possible that shareholders suffered some “compensable" harm...
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(GSE) Cash-Out Refis: Boom Without the Bust

October 8, 2021
Dennis Hollier
We all remember what happened in 2007 when home prices collapsed and all that equity vanished...
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Debt Issuance by Fannie Mae and Freddie Mac Plummets

October 7, 2021
Dennis Hollier
As issuance has dropped, the companies’ outstanding debt balances have also declined.
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GSE Purchases of Investor, Second-Home Loans Tumble

October 5, 2021
John Bancroft
Over the four-month period from May to August, Fannie and Freddie purchased $46.18 billion of IPL and SHL loans, down 47.9% from the first four months of the year.
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Thompson Planning to Look at How the GSEs Price Loans, While...

October 4, 2021
Dennis Hollier
Thompson was more elusive about the question of whether LLPAs should be eliminated...
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GSE Lenders Stretch Credit Envelope for Purchase Loans

October 4, 2021
John Bancroft
In the purchase market, the share of loans with credit scores ranging from 620 to 699 rose from 10.75% in the second quarter to 12.00% in the third quarter.
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On the Rise: Originations of Non-Agency Investment-Property Loans

September 28, 2021
Brandon Ivey
The share of investment-property mortgages on the LoanNEX platform increased to 35% in August from 25% in the first quarter of 2021...
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