Meanwhile, the share of the safest mortgages — in terms of underwriting characteristics —  slipped to 11.26%...

The final legal process could stretch out for another year or two...

Purchase-mortgage volume at Ginnie Mae increased by 13.9% on an annual basis in the first quarter of 2024.

Researchers found that local banks exploit their superior information about housing prices when deciding whether to hold loans in their portfolio.

Between October 2021 and August 2023, 21 exams were conducted.

FHFA is working on internal guidance to improve its exams of nonbank mortgage companies.

Most lender buybacks are linked to mortgage-backed securities issued within the past two years.

CHLA asked FHFA and FHA to scrutinize employment-verification prices charged by Equifax.

Now that Judge Lamberth has issued his memorandum and order, the litigants can prepare for the (inevitable?) appeal.

"Using third parties to circumvent this insurance feature creates uncertain financial risks for lenders and for Treasury Department’s ongoing financial support of the GSEs," said Edward DeMarco, president of the Housing Policy Council.