CHLA Opposes Single-Bureau Credit Pulls January 15, 2026 Brandon Ivey CHLA said a single-bureau credit pull could ultimately increase costs for borrowers, among many other issues.Read More
Residential MBS Issuance Up Nearly 15% in 2025 January 14, 2026 John Bancroft Issuance of residential mortgage-backed securities increased by 13.8% on an annual basis, hitting $1.43 trillion in 2025.Read More
Mortgage Applications Spike Following GSE MBS Plan January 14, 2026 Brandon Ivey The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances decreased from 6.25% the week ending Jan. 2 to 6.18% last week.Read More
Credit Quality of GSE Loans Improves in Fourth Quarter January 13, 2026 Brandon Ivey The shift in credit scores was driven by refinance activity.Read More
Rocket, Mr. Cooper Team-Up Becomes Top GSE Seller January 12, 2026 Dennis Hollier The combined entity of Rocket and Mr. Cooper overtook UWM for GSE loan sales in 2025.Read More
Short Takes: Rates Fall to Recent Low / Figure Sees Rise in Marketplace Originations / Housing Starts Rising / MISMO Publishes New Specification January 12, 2026 James Dohnert The promised of increased MBS purchases by Fannie and Freddie is already having an effect on mortgage interest rates.Read More
Trump’s Order for GSE MBS Purchases Faces Some Hurdles January 9, 2026 Brandon Ivey The directive will make the GSEs "noneconomic" buyers of agency MBS.Read More
Agency MBS Issuance Hits Three-Year High in 2025 January 9, 2026 John Bancroft Issuance of agency mortgage-backed securities increased by 10.8% on an annual basis to $1.235 trillion in 2025.Read More
Short Takes: UWM Leads Agency MBS Issuers / GSE IPO Decision Imminent / Temasek Invests in RTL Lender January 9, 2026 Brandon Ivey United Wholesale Mortgage issued $145.24 billion of agency MBS in 2025.Read More
Mortgage Securitization Rate Increases With GSE Activity January 7, 2026 Brandon Ivey Some 69.8% of mortgages originated during the third quarter of 2025 were securitized.Read More
RSS