Mortgage Locks Tick Up in June With Refi Push July 8, 2025 Brandon Ivey Locks were up 2.0% from May.Read More
Mega Nonbanks Dominate Second-Quarter GSE Loan Deliveries July 7, 2025 Dennis Hollier Large nonbanks accounted for 56.1% of GSE deliveries in 2Q25.Read More
Short Takes: Pulte Calls for Investigation of Powell / Fannie Removes Restrictions on Lender Incentives / Fairway Rebrands / Freddie Allows Buydowns for MH Loans July 3, 2025 Brandon Ivey Pulte is pointing to testimony from Powell regarding renovations at the Fed’s headquarters.Read More
FHFA Positions CSS to Sell GSE MBS Tech to Others June 27, 2025 Dennis Hollier FHFA created U.S. Financial Technology, a company that will take over Common Securitization Solutions.Read More
FHFA Directs GSEs to Propose Allowing Cryptocurrency in Borrower Reserves June 26, 2025 Dennis Hollier FHFA's director ordered Fannie and Freddie to develop proposals for including cryptocurrency in borrower reserves when underwriting mortgages.Read More
GSE Officials Detail Reforms to Appraisal Data, Forms June 26, 2025 Dennis Hollier The redesigned UAD 3.6 standard expands coverage to all property types.Read More
Short Takes: Sales of New Homes Slow / HUD Headquarters to Move / Pulte and Crypto June 26, 2025 Brandon Ivey and Dennis Hollier Sales of new single-family homes declined by 13.7% on a monthly basis in May.Read More
Short Takes: Trigger Leads Bill Approved by House / Home Prices Decline in April / Existing Home Sales Slow / Delinquencies Decline / FHFA to Examine Using Cryptocurrency for Mortgage Qualification June 24, 2025 Brandon Ivey Legislation to limit trigger leads passed the House and Senate with minor differences.Read More
GSE Loan Buybacks Hit Multiyear Low in 1Q25 June 23, 2025 John Bancroft Notable: There was, however, an increase in the volume of unresolved buyback claims.Read More
Uncertainty Among Researchers on GSEs, Climate Risk June 20, 2025 Dennis Hollier A paper that found that lenders originate more conventional-conforming loans in areas impacted by a hurricane, and they securitize a larger percentage of those loans, was recently retracted.Read More