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Home » Topics » IMFnews » GSEs

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Mortgage Locks Tick Up in June With Refi Push

July 8, 2025
Brandon Ivey
Locks were up 2.0% from May.
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Mega Nonbanks Dominate Second-Quarter GSE Loan Deliveries

July 7, 2025
Dennis Hollier
Large nonbanks accounted for 56.1% of GSE deliveries in 2Q25.
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Short Takes: Pulte Calls for Investigation of Powell / Fannie Removes Restrictions on Lender Incentives / Fairway Rebrands / Freddie Allows Buydowns for MH Loans

July 3, 2025
Brandon Ivey
Pulte is pointing to testimony from Powell regarding renovations at the Fed’s headquarters.
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FHFA Positions CSS to Sell GSE MBS Tech to Others

June 27, 2025
Dennis Hollier
FHFA created U.S. Financial Technology, a company that will take over Common Securitization Solutions.
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FHFA Directs GSEs to Propose Allowing Cryptocurrency in Borrower Reserves

June 26, 2025
Dennis Hollier
FHFA's director ordered Fannie and Freddie to develop proposals for including cryptocurrency in borrower reserves when underwriting mortgages.
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GSE Officials Detail Reforms to Appraisal Data, Forms

June 26, 2025
Dennis Hollier
The redesigned UAD 3.6 standard expands coverage to all property types.
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Short Takes: Sales of New Homes Slow / HUD Headquarters to Move / Pulte and Crypto

June 26, 2025
Brandon Ivey and Dennis Hollier
Sales of new single-family homes declined by 13.7% on a monthly basis in May.
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Short Takes: Trigger Leads Bill Approved by House / Home Prices Decline in April / Existing Home Sales Slow / Delinquencies Decline / FHFA to Examine Using Cryptocurrency for Mortgage Qualification

June 24, 2025
Brandon Ivey
Legislation to limit trigger leads passed the House and Senate with minor differences.
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GSE Loan Buybacks Hit Multiyear Low in 1Q25

June 23, 2025
John Bancroft
Notable: There was, however, an increase in the volume of unresolved buyback claims.
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Uncertainty Among Researchers on GSEs, Climate Risk

June 20, 2025
Dennis Hollier
A paper that found that lenders originate more conventional-conforming loans in areas impacted by a hurricane, and they securitize a larger percentage of those loans, was recently retracted.
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