GSE Conforming Jumbo Business in 2025 Falls Flat October 9, 2025 Abby Zimmardi Conforming jumbo mortgage volume is falling below levels seen in 2024.Read More
Spike in Non-QM Delinquencies in August Pinned on Sunday October 8, 2025 Abby Zimmardi dv01 said caution is warranted in interpreting the rise in the impairment rate as August ended on a Sunday.Read More
Increase in Expanded-Credit Lending Prompts Concerns October 7, 2025 Abby Zimmardi Greg Sher, a managing director at NFM Lending, warned about potential parallels between the expanded-credit market and the non-agency market in the runup to the crash of 2008.Read More
Short Takes: OCC Approves Flagstar Move / Fannie Preps CRT / Rithm, Champions Team on Another Expanded-Credit MBS / Mortgage Share of Home Purchases Up Slightly October 7, 2025 Brandon Ivey By eliminating its bank holding company, Flagstar Bank will drop the Federal Reserve as a regulator.Read More
Non-Agency Issuance Already Outstrips Last Year's Total October 6, 2025 Abby Zimmardi The top prime jumbo and expanded-credit issuer so far this year: JPMorgan Chase.Read More
Home Equity Lending Up Nearly 25% in First Half of 2025 October 3, 2025 Brandon Ivey Home equity lending in 2025 is on track to surpass 2022 as the post-financial crisis peak for production.Read More
Short Takes: Pulte’s Role in FICO’s Shift / New RTL Securitization Issuer / UWM Paying Close to $115 Million for Arena Naming Rights October 3, 2025 Brandon Ivey FHFA Director Bill Pulte said credit bureaus and VantageScore should follow FICO and take creative and constructive actions.Read More
Mixed Trends in Securitization Rate for Residential Mortgages October 2, 2025 Brandon Ivey Some lenders are consistently avoiding delivering certain GSE-eligible mortgages to Fannie Mae or Freddie Mac.Read More
Redwood Boosting Issuance of Jumbo MBS October 1, 2025 Brandon Ivey Redwood is marketing a $684.6 million jumbo mortgage-backed security.Read More
Short Takes: Another Month of Home Price Depreciation / Pending Home Sales Increase / Better Offering Bank Statement HELOC / HUD’s Shutdown Warning September 30, 2025 Brandon Ivey Home prices declined on a monthly basis for the second consecutive month in July, according to FHFA.Read More