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Home Equity Loan Originations Increase by 25% on Annual Basis

March 27, 2026
Brandon Ivey
Some $279.0 billion of home equity loans were originated in 2025.
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Short Takes: Non-QM Impairments Rise / Expanded-Credit MBS Issuance Perks Up / Wells Transferring Some Non-Agency Servicing / UWM ARMs in Jumbo MBS From Chase

March 27, 2026
Brandon Ivey
Nine expanded-credit MBS deals hit the market this week. The number the week before: one.
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Short Takes: SCOTUS Rejects Potential Challenge to CFPB / UWM Touts Servicing ‘Happiness’ / Goldman Brings Another Jumbo MBS

March 26, 2026
Brandon Ivey
The Supreme Court denied a petition from Nationwide Biweekly Administration to hear an appeal of a lawsuit involving the Consumer Financial Protection Bureau.
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Short Takes: Unemployment Rate Expected to Rise / Delinquencies Increase / Sale Prices Decline at KB Home / Citi Offers Large RPL MBS

March 25, 2026
Brandon Ivey
MBA projects that the unemployment rate will rise from 4.4% in the first quarter of 2026 to a peak of 4.7% in the third quarter.
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Short Takes: Home Price Appreciation Slows / Tech Investor Buying Lender / First-Lien HELOC Securitization / Zions Bank to Acquire Multifamily Unit

March 24, 2026
Brandon Ivey
Home prices increased by 0.1% on a monthly, seasonally-adjusted basis, according to Redfin.
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Short Takes: Palantir, Moder Partner With Freedom on AI Pilot / Multiply Delivers Lower Rates Through Employer Benefits / Homebuyers Taking Their Time / Investor Ban to Impact SFR Market

March 23, 2026
James Dohnert
New partnerships are slated to yield an AI-powered originations platform in one case and preferred mortgage rates and homebuying advice as an employee benefit in another.
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Goldman Offers 3 Non-Agency MBS in Single Day

March 20, 2026
Brandon Ivey
Goldman Sachs launched two prime non-agency MBS and a HELOC securitization Thursday.
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Short Takes: Profits Down on Timing Quirk / Unsolicited Bid for Two Harbors / CrossCountry to Acquire Summit Funding / Loan Star Fund Eyes $10 Billion of Non-Agency Mortgages

March 19, 2026
Brandon Ivey
Due to accounting rules, earnings from the loans locked during the third quarter of 2025 were recognized in the third quarter rather than the fourth quarter.
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Short Takes: Annual Decline in Home Prices / Little Growth in Pending Home Sales / Mortgage Broker Groups Working Together / Rocket Sends More Investor Loans to Redwood

March 18, 2026
Brandon Ivey
Home prices declined by 0.2% on an annual basis in February, the first annual decline since 2012, according to First American Data & Analytics.
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Non-Agency Jumbo Lending Up Nearly Across the Board in 4Q

March 17, 2026
Abby Zimmardi
Among the 50 largest jumbo lenders, 48 increased their non-agency jumbo originations during the fourth quarter of 2025.
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Latest Imf News

  • Home Equity Loan Originations Increase by 25% on Annual Basis

  • VA Open to Reducing Appraisal Standards

  • Two Harbors Drops UWM Plan, Switches to CrossCountry

  • GSE Completes Pilot Securitization With VantageScore

More Imf News

Featured Data

  • Ginnie MBS Issuance Sees Seasonal Plunge in February

  • Non-Agency Jumbo Lending Flourished in 2025

  • Jumbo Servicing Volume Grows in Fourth Quarter

  • Plenty of Investors Ready to Cover Fed’s MBS Retreat

More Featured Data

Featured Reports

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

  • Top Mortgage Players: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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