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Short Takes: SCOTUS Rejects Potential Challenge to CFPB / UWM Touts Servicing ‘Happiness’ / Goldman Brings Another Jumbo MBS

March 26, 2026
Brandon Ivey
The Supreme Court denied a petition from Nationwide Biweekly Administration to hear an appeal of a lawsuit involving the Consumer Financial Protection Bureau.
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Short Takes: Unemployment Rate Expected to Rise / Delinquencies Increase / Sale Prices Decline at KB Home / Citi Offers Large RPL MBS

March 25, 2026
Brandon Ivey
MBA projects that the unemployment rate will rise from 4.4% in the first quarter of 2026 to a peak of 4.7% in the third quarter.
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Short Takes: Home Price Appreciation Slows / Tech Investor Buying Lender / First-Lien HELOC Securitization / Zions Bank to Acquire Multifamily Unit

March 24, 2026
Brandon Ivey
Home prices increased by 0.1% on a monthly, seasonally-adjusted basis, according to Redfin.
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Short Takes: Palantir, Moder Partner With Freedom on AI Pilot / Multiply Delivers Lower Rates Through Employer Benefits / Homebuyers Taking Their Time / Investor Ban to Impact SFR Market

March 23, 2026
James Dohnert
New partnerships are slated to yield an AI-powered originations platform in one case and preferred mortgage rates and homebuying advice as an employee benefit in another.
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Goldman Offers 3 Non-Agency MBS in Single Day

March 20, 2026
Brandon Ivey
Goldman Sachs launched two prime non-agency MBS and a HELOC securitization Thursday.
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Short Takes: Profits Down on Timing Quirk / Unsolicited Bid for Two Harbors / CrossCountry to Acquire Summit Funding / Loan Star Fund Eyes $10 Billion of Non-Agency Mortgages

March 19, 2026
Brandon Ivey
Due to accounting rules, earnings from the loans locked during the third quarter of 2025 were recognized in the third quarter rather than the fourth quarter.
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Short Takes: Annual Decline in Home Prices / Little Growth in Pending Home Sales / Mortgage Broker Groups Working Together / Rocket Sends More Investor Loans to Redwood

March 18, 2026
Brandon Ivey
Home prices declined by 0.2% on an annual basis in February, the first annual decline since 2012, according to First American Data & Analytics.
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Non-Agency Jumbo Lending Up Nearly Across the Board in 4Q

March 17, 2026
Abby Zimmardi
Among the 50 largest jumbo lenders, 48 increased their non-agency jumbo originations during the fourth quarter of 2025.
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Jumbo Share of Originations Hits 18.1% in 2025

March 13, 2026
Brandon Ivey
Some $295.0 billion of non-agency jumbos were originated in 2025, a nearly 40% increase on an annual basis.
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Income Up, Production Down in 4Q at Velocity

March 12, 2026
Abby Zimmardi
Velocity Financial's income increased by 37.1% in the fourth quarter, while loan production declined by 14.1% from the third quarter.
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Latest Imf News

  • CFPB Receives Conflicting Feedback on HMDA Requirements

  • Appeals Court Rules in Favor of Lender in Attorney's Fees Dispute

  • Non-Agency MBS Issuers Bring Somewhat Larger Deals

  • MISMO Housing Counseling Dataset Aims to Improve Services

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Featured Data

  • GSE Seller Buybacks and Unresolved Claims Decline

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  • Correspondents Retreat in 4Q as Brokers Forge Ahead

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