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Short Takes: Mortgage Applications Increase / Purchase Mortgage With Initial Interest Rate of 3.99% / Annaly Brings its 20th Expanded-Credit MBS of the Year / Benson Returns to Fannie

October 29, 2025
Brandon Ivey
Refis accounted for 57.1% of mortgage applications last week.
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Hildene, CrossCountry Branch Out Into HEL Securitization

October 24, 2025
Brandon Ivey
The firms have issued a number of expanded-credit mortgage-backed securities.
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Non-Agency Securitization Projected to Increase Again in 2026

October 22, 2025
Brandon Ivey
Many expect issuance of both expanded-credit MBS and securitizations of home equity loans in 2026 to top the volume seen this year.
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Yet Another Strong Quarterly Showing for EC MBS

October 21, 2025
Abby Zimmardi
While issuance is booming, some firms pulled back during the third quarter.
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Strong Demand for Archwest's New Securitization

October 20, 2025
Abby Zimmardi
Archwest, which lends in 44 states, plans to exceed $2 billion in cumulative production by yearend...
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Pennymac Sending Traditional GSE-Eligible Loans to Non-Agency MBS

October 15, 2025
Brandon Ivey
Pennymac is set to issue a $291.7 million non-agency mortgage-backed security with GSE-eligible mortgages for primary residences.
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Short Takes: Santander Bank Issuing its First HEL Securitization / Home Equity Loan Awareness Lacking / Free Instacart+ for Mesa Members / UWM and Bilt Plan 2026 Rollout

October 15, 2025
Brandon Ivey
Santander Bank is marketing a $289.3 million securitization of closed-end second liens, a first for the bank.
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Short Takes: Experian Offering VantageScore Free With Bundle / Angelo Gordon’s Expanded-Credit MBS Issuance Slowing / New Intent Index / LendingTree Founder Dies in ATV Accident

October 14, 2025
Brandon Ivey
Experian joined Equifax in offering free VantageScore 4.0 scores to mortgage lenders that buy certain score bundles.
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Radian Starts Marketing Jumbo MBS

October 13, 2025
James Dohnert
The Mortgage insurance firm is in the process of selling its mortgage conduit, Radian Mortgage Capital.
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Small Investors Turning to Nonbanks for Real Estate Financing

October 13, 2025
James Dohnert
Tighter underwriting standards at depositories are driving investors to seek funding from nonbanks at an increasing rate, according to Charles Goodwin, a vice president at Kiavi, a fix-and-flip lender.
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