The top three originators of mortgages backing expanded-credit MBS are Acra Lending, Angel Oak and A&D Mortgage.

Some non-agency MBS issuers are excluding Maryland loans from transactions due to the new regulation.

The brunt of insurance burdens tied to natural disasters fall on property insurance providers, though private MIs could see an uptick in delinquencies.

Trump is widely expected to replace Rohit Chopra at the CFPB, but that hasn't happened yet.

Roughly 20 of Acra's wholesale account executives and managers left for Champions Funding within the past month or so.

TD held $42.98 billion of first-lien mortgages in portfolio as of the end of September.

Four of the top five non-agency MBS issuers at least doubled their issuance volume on an annual basis in 2024.

The regulator said in an amicus brief Wednesday that home equity investments can be considered credit and subject to Truth in Lending Act requirements.

Chase expects a limited financial impact on its business from the LA-area wildfires.

Expanded-credit MBS issuance rose 13.2% in the fourth quarter of 2024 while prime non-agency MBS volume was down 2.9%.