The retail channel boosted its share of conventional-conforming lending by 308 basis points to 43.2% in the second quarter of 2024.

At the end of June 2024, the GSEs accounted for 47.6% of servicing outstanding.

All the top bank ABS investors reported reductions in their portfolios during the second quarter.

Growth in first-lien holdings occurred outside of the top three banks, which all shrank their portfolios in the second quarter.

The five most active issuers were all nonbanks, led by Freedom Mortgage.

With rates poised to drop even more, most nonbanks are having no trouble securing credit these days.

The broker share of originations declined from 19.1% in the first quarter to 18.2% in the second quarter, according to a new ranking and analysis by Inside Mortgage Finance.

Purchase-money mortgages accounted for 82.5% of agency MBS issuance during August, though the refinance share is growing.

Mortgage repurchases and other indemnifications by commercial banks and savings institutions in the second quarter were the lowest since before the 2008 financial crisis.

Income from mortgage production increased in the second quarter as servicing income declined.