Higher-Priced Lending Increases Somewhat in 2024 May 23, 2025 Brandon Ivey Higher-priced mortgages accounted for 2.4% of total originations tracked in HMDA in 2024.Read More
Correspondent Sales of Jumbo Mortgages Surge in 2024 May 22, 2025 Brandon Ivey Correspondent sales of non-agency jumbo mortgages increased by 62.3% on an annual basis in 2024.Read More
Servicers Bracing for an Increase in Delinquencies May 21, 2025 Brandon Ivey There are concerns about high debt-to-income ratios, high loan-to-value ratios and “iffy” appraised values.Read More
Non-Agency CMBS Issuance Rebounds in 1Q. However... May 20, 2025 John Bancroft Some $11.98 billion of office-property financing was securitized in the first quarter, more than six times the volume in 4Q24.Read More
April, an Exceedingly Strong Month for Ginnie Issuance May 19, 2025 Emmeline Willey Among the top 20 Ginnie issuers in April, just two were federally insured depositories.Read More
The Fed’s Coming Rate Cut? Not So Fast… May 19, 2025 Paul Muolo Mortgage bankers are hoping for a strong May and June to tide them over.Read More
Short Takes: The Profit Picture / MSR Deal Roundup / A Non-QM (Company) Buyer? / Declining Interest in Vacation Homes / MBA Hires Treasury Official May 19, 2025 Paul Muolo and Abby Zimmardi Demand for vacation homes has dropped to the lowest level since 2018.Read More
FHA, VA Gain MI Market Share in First Quarter May 16, 2025 John Bancroft The FHA/VA share of primary MI volume increased from 60.5% of activity in the fourth quarter of 2024 to 63.8% in the first quarter of 2025.Read More
Refis Drive Agency MBS Issuance Up in April May 15, 2025 John Bancroft April’s gain came mostly from a 32.2% jump in securitization of refinance loans.Read More
Conventional-Conforming Denial Rate Steady in 2024 May 14, 2025 Brandon Ivey Just under 14% of applications for conventional-conforming mortgages submitted in 2024 were denied.Read More
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