Data/Rankings

Mortgage Earnings at Banks Decline in Third Quarter

bivey@imfpubs.com — Mon, 02 Nov 2026 11:59:00 -0500

Among a group of 25 publicly traded banks, earnings were down 12.0% from the first quarter, with wide dispersion in performance at individual banks.

First-Lien Originations Decline by 16% in Third Quarter

bivey@imfpubs.com — Fri, 30 Oct 2026 11:59:00 -0400

An estimated $490.0 billion of first-lien mortgages were originated in the third quarter, down 15.5% from the second quarter, according to a new ranking and analysis by Inside Mortgage Finance.

Bayview Increases Lead Among Ginnie Servicers in 3Q

ewilley@imfpubs.com — Thu, 29 Oct 2026 11:59:00 -0400

Bayview held $473.43 billion in Ginnie servicing at the end of the third quarter, a 4.6% increase from the end of June.

GSE Primary MI Volume Up in 3Q, FHA Slips

nbhatia@imfpubs.com — Fri, 23 Oct 2026 11:58:00 -0400

Purchase-mortgage volume increased from the second quarter and refi business dropped.

Deliveries to the GSEs Down in 3Q

dhollier@imfpubs.com — Mon, 19 Oct 2026 11:59:00 -0400

The top two GSE sellers — on both quarterly and year-to-date bases — remain Rocket Mortgage and United Wholesale Mortgage.

Ginnie Servicing Up in 3Q, Nonbanks Take More Share

bivey@imfpubs.com — Fri, 16 Oct 2026 11:59:00 -0400

Rocket Mortgage, the largest agency servicer and a nonbank, went the other way, reducing its portfolio during the quarter.

Prime Non-Agency MBS Issuance Up in 3Q

azimmardi@imfpubs.com — Thu, 15 Oct 2026 11:57:00 -0400

Much of the increase was from prime jumbos.

MBS, ABS Issuance Down in 3Q; Non-Agency Rises

jbancroft@imfpubs.com — Wed, 14 Oct 2026 11:59:00 -0400

Issuance of non-agency MBS increased by 9.3% during the third quarter to $65.27 billion.

Ginnie Issuance Declines by 9.5% in Third Quarter

ewilley@imfpubs.com — Mon, 12 Oct 2026 11:59:00 -0400

Refinance business dropped and VA volume declined at a faster pace than FHA business.

Agency MBS Issuance Declines in 3Q With Drop in Refis

bivey@imfpubs.com — Fri, 09 Oct 2026 11:59:00 -0400

Refi volume in agency MBS issuance declined by 46.3% on a quarterly basis.

Retail Gains Share of Conventional-Conforming Lending

bivey@imfpubs.com — Thu, 08 Oct 2026 11:59:00 -0400

A fair amount of the shift in share to the retail channel was due to a decline in production at United Wholesale Mortgage.

Securitization Rate for Non-Agency Mortgages Declines in 2Q

bivey@imfpubs.com — Thu, 08 Oct 2026 11:56:00 -0400

Demand from MBS investors for non-agency mortgages diminished during the second quarter of 2026 as interest rates increased.

Residential MBS Outstanding Tops $10 Trillion

jbancroft@imfpubs.com — Tue, 06 Oct 2026 11:59:00 -0400

Some $10.016 trillion of residential MBS was outstanding as of the end of June, a first for the market.

GSE Loan Repurchases Rise in 2Q

jbancroft@imfpubs.com — Mon, 05 Oct 2026 11:59:00 -0400

Most of the second-quarter buybacks involved loans delivered into mortgage-backed securities issued in 2025.

Home Equity Loan Originations Increase by 20% in Second Quarter

bivey@imfpubs.com — Fri, 02 Oct 2026 11:59:00 -0400

Originations of home equity loans remain concentrated on HELOCs, which accounted for 80.5% of originations in the first half of this year.

ARM Originations, Market Share Increase in 2Q

azimmardi@imfpubs.com — Thu, 01 Oct 2026 11:59:00 -0400

The ARM share of first-lien originations increased to 16.8% from 15.0% in the first quarter.

Banks Reduce Holdings of Residential MBS in Trading Accounts

jbancroft@imfpubs.com — Wed, 30 Sep 2026 11:57:00 -0400

Holdings declined by 2.8% during the second quarter of 2026.

GSEs Lose More Servicing Share in Second Quarter

bivey@imfpubs.com — Tue, 29 Sep 2026 11:57:00 -0400

The GSEs’ share of servicing topped out at 50.4% in March 2022 and has declined each quarter since then, through June 2026.

Subservicing Volume Down at Rocket, Cenlar in 2Q

bivey@imfpubs.com — Fri, 25 Sep 2026 11:59:00 -0400

“The disruption created by industry consolidation among subservicers continues to create opportunities,” said Glen Messina, chair, president and CEO of Onity Group, which has a subservicing unit.

Production and Servicing Income Decline in Second Quarter

jdohnert@imfpubs.com — Thu, 24 Sep 2026 11:58:00 -0400

Servicing profits dropped even more than production income on a percentage basis.

GSE MBS Issuance Up in August Despite Declines at Rocket, UWM

dhollier@imfpubs.com — Wed, 23 Sep 2026 11:59:00 -0400

Rocket Mortgage’s deliveries ebbed 3.4% from July, to $7.76 billion, but its edge over United Wholesale Mortgage expanded as the latter saw a 13.1% monthly decline in GSE sales to $5.81 billion.

Warehouse Lenders Battling for Market Share

bivey@imfpubs.com — Tue, 22 Sep 2026 11:59:00 -0400

“Margins this quarter were impacted by competitive pricing within the industry, especially with larger mortgage originators, better pricing on new deals and a higher proportional mix of larger clients with lower risk-adjusted pricing relative to the prior quarter,” said Kevin Comps, president and secretary of Northpointe Bank.

Bank Mortgage Sales Rise in 2Q

bivey@imfpubs.com — Mon, 21 Sep 2026 11:59:00 -0400

Mortgage sale activity by banks increased by 6.7% on a quarterly basis in the second quarter.

Jumbo Mortgages Gain Originations Share in Second Quarter

bivey@imfpubs.com — Fri, 18 Sep 2026 11:59:00 -0400

Jumbos accounted for 18.8% of originations in the second quarter of 2026, the highest share for the products since late 2022.

Purchase Mortgages Push Up Agency MBS in August

jbancroft@imfpubs.com — Thu, 17 Sep 2026 11:58:00 -0400

Issuance of agency mortgage-backed securities increased by 4.6% on a monthly basis to $115.92 billion in August.

Banks Increase Mortgage Holdings in 2Q After Dip

bivey@imfpubs.com — Wed, 16 Sep 2026 11:59:00 -0400

The increase in holdings included three of the largest banks, which had reduced their portfolios during the second quarter.

Retail Channel’s Share of Originations Increases in 2Q

bivey@imfpubs.com — Fri, 11 Sep 2026 11:59:00 -0400

The retail channel accounted for 53.7% of originations in the second quarter.

Mortgage Repurchases by Banks Increase in 2Q

bivey@imfpubs.com — Thu, 10 Sep 2026 11:58:00 -0400

Repurchases increased by 16.5% from the first quarter.

Banks Increase FHLBank Advance Usage in 2Q

dhollier@imfpubs.com — Wed, 09 Sep 2026 11:59:00 -0400

PNC Bank, now the top FHLBank borrower, ended the second quarter with $40.42 billion in outstanding advances, more than doubling its total from the end of March.

Banks’ Mortgage Earnings Decline in First Half of 2026

bivey@imfpubs.com — Tue, 08 Sep 2026 11:57:00 -0400

Among the 333 banks and thrifts that report mortgage-banking income on call reports, income declined by 6.1% on an annual basis in the first half of 2026.