https://www.insidemortgagefinance.com/rss en-us jbancroft@imfpubs.com A total of $545.80 billion of non-agency MBS backed by single-family mortgages was outstanding at the end of March. http://www.insidemortgagefinance.com/articles/237826 Wed, 24 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237826-non-agency-share-of-mbs-outstanding-up-in-first-quarter bivey@imfpubs.com Chase remained the largest warehouse provider as of the end of the March, while losing some market share. http://www.insidemortgagefinance.com/articles/237811 Tue, 23 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237811-warehouse-lending-capacity-up-slightly-in-first-quarter ewilley@imfpubs.com Mutual of Omaha Mortgage and Finance of America Mortgage, the top two lenders in the sector, lost some market share in the first quarter. http://www.insidemortgagefinance.com/articles/237815 Tue, 23 Jun 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237815-hecm-originations-increase-slightly-in-first-quarter azimmardi@imfpubs.com Annaly was the top producer of nonconforming loans through the correspondent channel among the survey group, increasing its production by 9.9% to $5.08 billion. http://www.insidemortgagefinance.com/articles/237805 Mon, 22 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237805-correspondents-increase-share-of-nonconforming-production bivey@imfpubs.com Ginnie Mae’s share of total residential servicing outstanding increased to 18.5% as of the end of March. http://www.insidemortgagefinance.com/articles/237799 Thu, 18 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237799-ginnie-gains-more-servicing-share-during-first-quarter bivey@imfpubs.com Rocket Mortgage and Cenlar remained the largest subservicers — by far, as of the end of March, though the firms ranked third and fourth gained some ground during the first quarter of 2026. http://www.insidemortgagefinance.com/articles/237782 Wed, 17 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237782-subservicing-volume-up-at-loancare-servicemac jbancroft@imfpubs.com AGNC Investment passed Annaly Capital Management during the first quarter of 2026 as the largest real estate investment trust in terms of holdings of MBS. http://www.insidemortgagefinance.com/articles/237763 Tue, 16 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237763-agnc-tops-annaly-among-reit-mbs-investors jbancroft@imfpubs.com An analysis of earnings reports from 18 lenders showed combined income from production and secondary market rose to $2.75 billion in the first quarter, a 5.0% increase from the previous period. http://www.insidemortgagefinance.com/articles/237750 Mon, 15 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237750-mortgage-banking-profits-rise-in-1q bivey@imfpubs.com Loans with balances above the baseline conforming loan limit accounted for 16.4% of total originations in the first quarter of 2026. http://www.insidemortgagefinance.com/articles/237741 Fri, 12 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237741-jumbo-mortgage-gaining-share-in-originations ewilley@imfpubs.com The decline in issuance was driven by refinances, with refi volume off 16.8% on a monthly basis. http://www.insidemortgagefinance.com/articles/237723 Thu, 11 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237723-ginnie-issuance-ticks-down-in-may azimmardi@imfpubs.com Lenders denied 12.1% of applications for jumbo mortgages in 2025. http://www.insidemortgagefinance.com/articles/237704 Wed, 10 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237704-denial-rates-on-jumbo-mortgages-decline-in-2025 jbancroft@imfpubs.com The agencies securitized $30.31 billion of rate-term refis in May, a 32.6% decline from April. http://www.insidemortgagefinance.com/articles/237687 Tue, 09 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237687-refis-drag-down-agency-mbs-issuance-in-may bivey@imfpubs.com Some $12.26 million of mortgages originated using VantageScore were included in GSE MBS issued in May. http://www.insidemortgagefinance.com/articles/237691 Tue, 09 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237691-short-takes-vantagescore-loans-trickle-in-to-gse-mbs-rocket-plans-large-debt-offering-concerns-about-concentration-in-non-qm-servicing azimmardi@imfpubs.com The bank originated $7.34 billion in jumbos in the first quarter, a 22.9% decline from the fourth quarter of 2025, according to a new analysis and ranking by Inside Nonconforming Markets.  Inside Nonconforming Markets.]]> http://www.insidemortgagefinance.com/articles/237682 Mon, 08 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237682-chase-remained-top-jumbo-lender-in-1q bivey@imfpubs.com Cash window acquisitions by the GSEs look to be cutting into the volume of production flowing to correspondent aggregators. http://www.insidemortgagefinance.com/articles/237676 Fri, 05 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237676-correspondent-chanel-loses-more-share-in-first-quarter nbhatia@imfpubs.com Eight of the top 10 banks reduced their portfolios on a quarterly basis. http://www.insidemortgagefinance.com/articles/237658 Thu, 04 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237658-banks-decrease-share-of-servicing-for-others jdohnert@imfpubs.com Net income at the Federal Home Loan Banks fell from $1.36 billion in the fourth quarter of 2025 to $1.30 billion in the first quarter of 2026, according to a new Inside The GSEs ranking and analysis. Inside The GSEs ranking and analysis.]]> http://www.insidemortgagefinance.com/articles/237628 Tue, 02 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237628-fhlbanks-margins-slide-slightly-in-1q bivey@imfpubs.com Conventional-conforming mortgages accounted for 54.3% of originations in the first quarter of 2026. http://www.insidemortgagefinance.com/articles/237617 Fri, 29 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237617-conventional-conforming-share-of-originations-rises-in-1q azimmardi@imfpubs.com The decline included a reduction in holdings of adjustable-rate mortgages. http://www.insidemortgagefinance.com/articles/237601 Thu, 28 May 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237601-banks-reduce-mortgage-holdings-during-first-quarter bivey@imfpubs.com Closed-end second securitization was up on a quarterly basis while activity involving home equity lines of credit declined. http://www.insidemortgagefinance.com/articles/237581 Wed, 27 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237581-closed-end-second-and-heloc-securitization-diverge-in-1q bivey@imfpubs.com Overall, refinance business was down compared with the fourth quarter of 2025, though FHA refi volume increased by 6.1% due to FHA-to-FHA refi activity. http://www.insidemortgagefinance.com/articles/237564 Tue, 26 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237564-fha-va-lending-down-in-first-quarter bivey@imfpubs.com In all of 2025, refis accounted for 30.1% of originations. http://www.insidemortgagefinance.com/articles/237555 Fri, 22 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237555-refi-share-rises-to-nearly-50-of-originations-in-1q nbhatia@imfpubs.com Rate sent $18.58 billion of mortgages to unaffiliated buyers in 2025, according to an Inside Mortgage Trends analysis of HMDA data. Inside Mortgage Trends analysis of HMDA data.]]> http://www.insidemortgagefinance.com/articles/237541 Thu, 21 May 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237541-rate-sharply-increases-correspondent-sales-in-2025 bivey@imfpubs.com The GSEs issued CRT deals in March even with economic volatility tied to the war with Iran. http://www.insidemortgagefinance.com/articles/237523 Wed, 20 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237523-gse-crt-issuance-increases-in-first-quarter sclark@imfpubs.com Lenders turned down 23.38% of refinance applications based on credit history last year compared to 29.88% in 2024. http://www.insidemortgagefinance.com/articles/237513 Tue, 19 May 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237513-reasons-for-refi-denials-shift-in-2025 jbancroft@imfpubs.com Arch Mortgage Insurance sprinted to the lead among private MIs with $14.81 billion in NIW for the first quarter. The company was the only PMI to increase production from the previous three-month period. http://www.insidemortgagefinance.com/articles/237492 Fri, 15 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237492-primary-mi-volume-declines-in-1q jbancroft@imfpubs.com Pools of loans secured by property in Florida were the most popular “story” in the first quarter. http://www.insidemortgagefinance.com/articles/237474 Thu, 14 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237474-specified-pool-share-of-gse-issuance-up-in-first-quarter azimmardi@imfpubs.com UWM’s correspondent sales of jumbo mortgages totaled $6.91 billion, down 8.6% from 2024. http://www.insidemortgagefinance.com/articles/237456 Wed, 13 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237456-uwm-tops-correspondent-sellers-of-jumbo-mortgages-in-2025 jbancroft@imfpubs.com April issuance was the highest monthly total since June 2022, when the market was coming down from the euphoria of the COVID-19 rally. http://www.insidemortgagefinance.com/articles/237444 Tue, 12 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237444-agency-mbs-issuance-soars-in-april-prior-to-lending-disruption bivey@imfpubs.com Rocket and Pennymac reduced their portfolios during the first quarter. http://www.insidemortgagefinance.com/articles/237432 Fri, 08 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237432-largest-servicers-see-declines-in-market-share-in-1q