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Loan Removals From Ginnie MBS Up Sharply in 2024

February 27, 2025
Namrata Bhatia
Borrower payoffs reflect heavy refinance activity in the Ginnie program.
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Refis Boost Primary MI Volume in Fourth Quarter

February 26, 2025
John Bancroft
The increase was driven by refinances.
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Refi Recovery Aids VA Originations in 4Q; FHA Data is AWOL

February 24, 2025
Andras Malatinszky
The top five VA lenders in 2024: Veterans United Home Loans, UWM, Rocket, Freedom and Navy Federal.
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Tiny Growth for Bank Holdings of First Liens in 4Q

February 24, 2025
James Dohnert
Holdings are shrinking at two megabanks: JPMorgan Chase and Wells Fargo.
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Gain-on-Sale May Be Weakening

February 24, 2025
Paul Muolo
One warehouse veteran sees tough times ahead for some IMBs.
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Bank MBS Holdings Lower in 4Q24

February 21, 2025
John Bancroft
Most of the decline was in held-to-maturity accounts, but that may have been the result of an accounting reclassification.
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GOS Under Pressure as Mega Nonbanks Offer Deals

February 20, 2025
Paul Muolo
Gain-on-sale is one of the most watched measurements of how a lender’s profitability is holding up. So far, GOS measurements at reporting companies have been a mixed bag.
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Agency Refinance Business With MI Soars

February 20, 2025
Namrata Bhatia
Insured purchase-mortgage volume in agency MBS fell 9% in the fourth quarter.
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Residential Mortgage Refi Production Rises in 2024

February 19, 2025
Namrata Bhatia
The boost in refi business contrasted with lackluster performance in purchase mortgages.
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Freddie Continues to Tear Away at Fannie's Market Share

February 18, 2025
Dennis Hollier
The top three loan sellers to Fannie and Freddie in January: UWM, PennyMac Financial and Rocket Mortgage. Chase ranked fourth.
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