How much lower can the yield on the 10-year Treasury go?

Government-insured lending and nonconforming mortgages took share from the conventional-conforming market in 2024.

Borrower payoffs reflect heavy refinance activity in the Ginnie program.

The increase was driven by refinances.

The top five VA lenders in 2024: Veterans United Home Loans, UWM, Rocket, Freedom and Navy Federal.

Holdings are shrinking at two megabanks: JPMorgan Chase and Wells Fargo.

One warehouse veteran sees tough times ahead for some IMBs.

Most of the decline was in held-to-maturity accounts, but that may have been the result of an accounting reclassification.

Gain-on-sale is one of the most watched measurements of how a lender’s profitability is holding up. So far, GOS measurements at reporting companies have been a mixed bag.

Insured purchase-mortgage volume in agency MBS fell 9% in the fourth quarter.