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Short Takes: Mixed Mortgage Job Numbers / A Mini Refi Boom? / Trading Up / Warehouse Implications / Property Insurance Costs Spike

September 8, 2025
Paul Muolo
The big question for all mortgage professionals: Are we in for some type of mini refi boom?
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Nonconforming Mortgages Gain Originations Share in 2Q

September 5, 2025
Brandon Ivey
Nonconforming products accounted for 21.2% of first-lien originations in the second quarter, according to a new analysis by Inside Mortgage Finance.
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Mortgage-Banking Income Down Slightly at Banks

September 4, 2025
Namrata Bhatia
First Interstate Bank posted the largest loss in the second quarter, spilling $5.5 million of red ink.
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FHLBank Profits Slip in 2Q Even With Boost in Advances

September 3, 2025
Dennis Hollier
Only two of the 11 regional banks saw a sequential increase in profits in the second quarter.
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Bank Servicing for Others Increases in Second Quarter

September 2, 2025
Namrata Bhatia
As of the end of June, banks held $2.859 trillion in their servicing-for-others accounts, up 1.1% from the end of March.
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Wells, U.S. Bank Reduce First-Lien Mortgage Portfolios in 2Q

August 29, 2025
James Dohnert
U.S. Bancorp saw the largest decline in first-lien holdings between the end of March and the end of June.
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Large Servicers See Rise in 2Q Delinquencies

August 27, 2025
Brandon Ivey
Delinquencies rose at both nonbanks and banks during the quarter.
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GSE Purchases of Credit Insurance Down in 2Q

August 26, 2025
Dennis Hollier
Freddie Mac credit insurance increases raised the numbers for both GSEs in the second quarter.
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Government Lending Has Its Best Quarter in Three Years

August 25, 2025
Emmeline Willey
Among the top 20 FHA/VA producers in 2Q25, not one was a federally insured depository.
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Purchase Mortgages Outpace Refis in Second Quarter

August 22, 2025
Brandon Ivey
Purchase-mortgage originations increased by 41.2% from the first quarter while refi business was up 34.1%.
Read More
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