Jumbo Share of Originations Increases in First Quarter June 4, 2025 Brandon Ivey An estimated $49.0 billion of non-agency jumbos were originated in the first quarter of 2025.Read More
Second-Level MBS Issuance by GSEs Slows in First Quarter June 3, 2025 John Bancroft Supers MBS repackage smaller securities with similar characteristics to make management of the assets more efficient.Read More
Cost Cutting Is Over? Nope, Not Yet June 2, 2025 Paul Muolo The Garrett, McAuley & Co. consulting firm believes the home-lending industry "probably needs to cut costs even more.”Read More
Short Takes: Dimon's Warning / Trading in a Tight Range / Fraud, but a Criminal Probe? / More Sellers Than Buyers / A Proposed Change in Underwriting Requirements June 2, 2025 Paul Muolo and Abby Zimmardi A sea change in the housing market? Sellers outnumbering buyers?Read More
Nonconforming Market Leads Gains in First Quarter May 30, 2025 Brandon Ivey Jumbos contributed to the uptick in nonconforming lending during the reporting period.Read More
Profits at Federal Home Loan Banks Decline in First Quarter May 29, 2025 Dennis Hollier Among the top 10 FHLB borrowers, only one added to its tally of outstanding advances in the first quarter.Read More
GSEs Increase CRT Activity in First Quarter May 28, 2025 Dennis Hollier The renewed interest in CRT was especially pronounced at Fannie, as the GSE avoided issuing Connecticut Avenue Securities in the fourth quarter.Read More
Earnings at Nonbanks Drop in First Quarter May 27, 2025 John Bancroft Although six companies recorded quarterly increases in mortgage-banking earnings, three industry leaders posted huge declines and another nonbank posted a net loss.Read More
Originations of Purchase Mortgages Tick Up in First Quarter May 23, 2025 Brandon Ivey Originations of purchase mortgages increased by 2.7% on an annual basis in the first quarter of 2025.Read More
Higher-Priced Lending Increases Somewhat in 2024 May 23, 2025 Brandon Ivey Higher-priced mortgages accounted for 2.4% of total originations tracked in HMDA in 2024.Read More