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Home » Topics » IMFnews » Regulatory

Regulatory
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Home Price Hikes May Impact Jumbo Market

September 1, 2023
James Dohnert
A rising home price disparity may lead to an increase in jumbo loan limits.
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RHS Suggests Manufactured Housing Program Revisions

August 31, 2023
James Dohnert
The U.S. Department of Agriculture’s Rural Housing Service is considering a new rule that would increase lending options for manufactured housing.
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Did the CFPB Overreach in Freedom RESPA Case?

August 29, 2023
Sam Manas
One veteran mortgage attorney said the CO listed several actions but without any connection to the RESPA anti-kickback law...
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Federal Agencies Plan Roundtable on Special Purpose Credit Programs

August 25, 2023
Brandon Ivey
Speakers at the roundtable will include the heads of four federal agencies along with industry participants.
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Nomura Settles Legacy Residential MBS Issue for $35 Million

August 25, 2023
Dennis Hollier
The settlement commits Nomura to full cooperation with federal investigators in “prosecutions arising out of or related to” the case.
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Trade Groups Seek Less Stringent Opt-Out Requirements From FCC

August 25, 2023
Sam Manas
The FCC proposal would allow consumers who have provided prior express consent to receive autodialed or prerecorded voice calls to revoke consent through any reasonable means.
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Lenders Brace for NMLS Reporting Changes

August 24, 2023
Sam Manas
The MBA warned that given the current market and regulatory pressures in the mortgage industry, the increased cost of compliance may force smaller firms to combine operations or exit the lending business.
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Broeksmit Bashes Bank Capital Requirement Proposal

August 23, 2023
James Dohnert
Mortgage Bankers Association President and CEO Bob Broeksmit said the proposed capital requirements don't address the reasons banks failed earlier this year.
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Waters Seeks Concessions for FTC Approval of ICE/Black Knight Merger

August 23, 2023
Brandon Ivey
Waters called for various community benefits to be included in FTC approval of the merger, along with antitrust provisions and cooperation between the FTC and Financial Stability Oversight Council on oversight of the combined ICE entity.
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Regions Bank Settles Flood Insurance Violations With Fed

August 23, 2023
Sam Manas
Birmingham, AL-based Regions Bank will pay the Federal Reserve $2.95 million for violating the regulation implementing the National Flood Insurance Act.
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