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Home » Topics » IMFnews » Regulatory

Regulatory
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MBS Investor Reaction a Major Factor in GSE Reform

January 17, 2025
Dennis Hollier
It would take Congressional action to create an explicit guarantee, a scenario almost no one expects to happen.
Read More

CFPB Argues Home Equity Investments Are Subject to TILA

January 16, 2025
Shannon Clark
The regulator said in an amicus brief Wednesday that home equity investments can be considered credit and subject to Truth in Lending Act requirements.
Read More

Short Takes: Chase Expects Small Hit From CA Wildfires / HUD Withdraws Affirmatively Furthering Fair Housing Proposal / Non-Agency MBS Flowing / Debt Offering From Redwood

January 16, 2025
Brandon Ivey
Chase expects a limited financial impact on its business from the LA-area wildfires.
Read More

HUD, PHH Settle on Servicing Convenience Fees

January 14, 2025
Monica Hogan
HUD alleged PHH charged convenience fees in violation of FHA requirements.
Read More

California Wildfire Damage Estimates Rise to Over $250 Billion

January 13, 2025
James Dohnert
KBRA said 24 of its rated RMBS transactions have more than 5% exposure to properties located in the counties affected by the LA fires.
Read More

Short Takes: Turner’s Confirmation Hearing / FHA Revises Partial Claim Payoff Proposal / Real Estate Investors Eye Tariffs, Immigration / STACR Issuance From Freddie

January 10, 2025
Brandon Ivey
The nomination hearing for Scott Turner to lead HUD is scheduled for Jan. 16.
Read More

State Regulators Fine Bayview for Cybersecurity Issues

January 9, 2025
Shannon Clark
The company allegedly failed to fully cooperate with state regulators following a data breach.
Read More

Short Takes: CFPB’s Medical Debt Rule Faces Lawsuit / Thompson Stepping Down From FHFA / Phillips Joins Freddie / Better Loses Origination Partner / Mortgage Affordability

January 9, 2025
Brandon Ivey
The CFPB's medical debt rule is facing a lawsuit and Republican leaders in Congress want to overturn the rule.
Read More

FHA Establishes Servicing Oversight Policy

January 8, 2025
Monica Hogan
The agency had never published its method of identifying servicing defects before.
Read More

FHFA’s Planned FHLBank Reforms Left to Trump Admin

January 8, 2025
Dennis Hollier
Proposals regarding core mission activities and FHLBank membership won't be finished prior to the start of the Trump administration.
Read More
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