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Home » Topics » IMFnews » Regulatory

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A Tough Year Ahead for Mortgage Compliance?

January 6, 2021
Paul Muolo

Industry watchers said implementing changes to the qualified-mortgage rule could be one of the biggest sticking points.


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Fannie and Freddie Set to Increase Commitment to Manufactured Housing, More...

January 5, 2021
Dennis Hollier

On the rural housing front, Freddie expects to increase its SFI purchase target from 3,600 to 3,900 loans in 2020 to as much as 4,800 units this year...


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Ginnie Forbearance Reading At Highest Level Since November

January 5, 2021
Paul Muolo

Late last week, Black Knight released its measurement: 2.83 million mortgages in COVID-related relief for the seven-day period ending Dec. 29. The FHA/VA (GNMA) reading increased by 11,000 units.


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AmeriHome Moving Forward with IPO...

January 5, 2021
Brandon Ivey

The nonbank lender/servicer filed its initial IPO documents in early October and was reportedly set to price the offering later that month.


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MBA Lobbies for Permanent Work-From-Home Flexibility

January 4, 2021
Yemeng Yang

During the COVID crisis, many states have temporarily allowed licensed MLOs to work from their (unlicensed) homes, rather than branches...


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Feds Crack Down on Unlicensed Debt Collection

December 30, 2020
Yemeng Yang

RAB agreed to pay $204,000 in civil money penalty to settle the claims.


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CARES 2.0 Amendment Would’ve Required GAO Review of GSE Capital Rule

December 30, 2020
Paul Muolo

Issued in late November, the new FHFA regulatory framework mandates Tier I capital of at least 4.0% for Fannie and Freddie, a bar that some stakeholders believe is too high.


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IG Warns FHA Could be Receiving Inaccurate Data from Servicers

December 29, 2020
Maria Volkova

HUD's IG is in the process of reviewing forbearance data provided by servicers and the relief options they offer borrowers.


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UI Analysts Suggest Federal Oversight of Nonbank Servicers

December 29, 2020
Brandon Ivey

The analysts suggested that the Federal Housing Finance Agency or the Federal Reserve should handle regulation of nonbank servicers.


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FHFA Seeks Input on GSE Appraisal Issues

December 29, 2020
Brandon Ivey

Questions posed by the FHFA include whether the GSEs should use appraisal waivers and how lenders might manipulate automated underwriting systems when seeking an appraisal wavier from the GSEs.


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