CFPB: State Laws Can Exceed Bounds of FCRA July 5, 2022 Sam Manas States also can enact laws governing whether information related to eviction or rental arrears appear on credit reports.Read More
Short Takes: A Cut In FHA Premiums? (Again) / The Power of the President / Stocks Ugly, Bonds Pretty / M&A Roundup / Notable New Hires July 5, 2022 Paul Muolo A matter of when on FHA premiums?Read More
FHFA Undeterred by Criticism of New MBS Fee. However… July 1, 2022 Dennis Hollier The new fee was roundly criticized by MBS investors...Read More
Getting More Expensive: Buying Certain GSE Securities June 30, 2022 Dennis Hollier The big question: Why have the two GSEs suddenly decided to implement the fee?Read More
One MIP Reduction That Gets a Thumbs Up: Green June 30, 2022 Monica Hogan There's been rampant speculation FHA will cut single-family MI premiums soon, possibly right before the mid-term election...Read More
Chamber of Commerce Fires a Missive at the CFPB, Criticizes Director June 29, 2022 Sam Manas To combat the CFPB, the Chamber is rolling out a six-figure campaign of digital ads and filing FOIA requests tied to certain issues.Read More
Ginnie Chief Worries About the Health of Home Lenders June 27, 2022 Monica Hogan McCargo's biggest worry: the state of the mortgage lending ecosystem...Read More
Another Run at the QM Rule? June 24, 2022 Sam Manas In April 2021, the CFPB extended the mandatory compliance date for its general QM rule to October 2022...Read More
Fannie, Freddie Impose Fees on Certain Resecuritizations June 22, 2022 Dennis Hollier The motivation for the fee is still somewhat fuzzy...Read More
Is There a Role for the CFPB in Bank Mergers? (Perish the Thought) June 21, 2022 Sam Manas The ABA said that although a review of existing banking guidelines are vital, there are already rules for evaluating mergers...Read More
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