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Short Takes: Sen. Scott's Housing Policy / HUD Extends Forbearance Deadline for Native Americans / NAR Economist Pushes End of QT

April 12, 2023
Monica Hogan and Dennis Hollier
Republican Sen. Tim Scott begins his presidential campaign by making a housing policy statement.
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FTC Requests Injunction on ICE/Black Knight Tie-Up

April 11, 2023
Sam Manas
The FTC filed a motion for a temporary restraining order and a preliminary injunction to halt the proposed acquisition of Black Knight by Intercontinental Exchange.
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FDIC to Sell MBS Holdings of Failed Banks

April 6, 2023
Brandon Ivey
The FDIC plans to sell $114 billion of MBS held by Silicon Valley Bank and Signature Bank.
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GSEs Update Equitable Housing Finance Plans

April 6, 2023
Dennis Hollier
At the direction of the Federal Housing Finance Agency, Fannie and Freddie tweaked their efforts to address equity issues for minority homebuyers and renters.
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AI Shows Promise for Mortgage Industry

April 6, 2023
Sam Manas
ChatGPT and similar artificial intelligence offerings can be used to improve efficiencies at mortgage companies.
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FHFA Data Fueling Looks into Appraisal Bias

April 6, 2023
Dennis Hollier
The share of appraisals coming in below the contract price has increased in recent years, a potential sign of appraisal bias.
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CFPB Clarifies ‘Abusiveness’ Conduct Standard

April 4, 2023
Sam Manas
The policy statement provides some details on how the CFPB defines "abusiveness."
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Dimon Critical of Mortgage Regulations for Banks

April 4, 2023
Brandon Ivey
Chase is "hanging on" and hoping for change in the mortgage market, according to Jamie Dimon.
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Suggestion for FHLBanks: Fund Nonbanks Indirectly

April 4, 2023
Dennis Hollier
The Federal Home Loan Banks could help support nonbank mortgage companies by funding the warehouse lenders that fund nonbanks.
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Short Takes: CFPB Appeals Townstone Case / FDIC to Sell Signature’s Loans / Synthetic LIBOR Planned

April 4, 2023
Brandon Ivey
NCRC applauded the CFPB's decision to appeal a ruling in a redlining case.
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