The CFPB is aiming to prevent foreclosures tied to older second liens.

CFPB Director Rohit Chopra cited the mortgage industry as an area of concern.

Industry stakeholders believe the new upfront fee changes are unworkable and penalize more qualified borrowers.

The rulemaking process will help make current policy more durable, reducing the likelihood future administrations reverse existing fair housing regulation.

Montana will become the latest state to codify the authorization for remote work for mortgage company employees, effective July 1.

A proposed rule from the SEC could prohibit CRT issuance by the GSEs after Fannie and Freddie exit conservatorship.

Complaints submitted to the CFPB regarding mortgages had declined steadily throughout 2022.

Since the passage of the Equal Credit Opportunity Act and the Fair Housing Act, financial services providers have tried to “achieve fairness through blindness,” according to Kareem Saleh, CEO of disparity-analysis firm FairPlay.

The Federal Deposit Insurance Corp. said that in 2022 supervisory exams it observed both illegal mortgage referrals and redlining.

The new rule changes the definition of "colonia" and "rural area" to ensure more of these impoverished, predominantly Latino communities are covered under the regulation.