Caps for GSE loans could jump by as much as 19%.

Ed Pinto and Patrick Lawler of the American Enterprise Institute argue that the capital standards, even under Calabria’s more conservative rule, are already too weak.

Highlighting how algorithmic bias was leading to new, harder-to-detect digital redlining, Chopra said, “We need to make sure we have the skill sets in house"...

Mortgage originations held steady despite an uptick in interest rates.

Also, because Thompson is a Democratic appointee, she likely is leaning toward the option of using the government-sponsored enterprises to improve the lot of low-income borrowers.

If former bureau attorneys are found engaging in violations, the CFPB said it will “make referrals to state licensing bodies and bar associations that may wish to consider disciplinary proceedings.”

The American Enterprise Institute, a conservative think tank, has long been critical of the reliance on appraisal waivers...

Although back to flexing their regulatory muscle, the agencies have promised a take a more nuanced approach...

If the stay is lifted, initial employer compliance steps are required by Dec. 5, and workers covered under the rule would need to be vaccinated or tested...

Of particular interest: HMDA’s effects on communities and the mortgage industry...