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Home » Topics » IMFnews » Regulatory

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How Best to Win at Lobbying? Follow the Themes...

December 10, 2021
Brandon Ivey
How best to influence policymakers? Follow the themes, but don't forget the checkbook too...
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Not a Very Good Report Card on the Industry

December 9, 2021
Sam Manas
The bureau found instances of racial, gender-based and religious discrimination. They also found servicers were overcharging consumers in various areas, not evaluating loss mitigation applications properly and not terminating EFTs to closed accounts.
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Subservicing Continues to March Forward, Slowly

December 9, 2021
Paul Muolo
The explosive growth enjoyed by subservicing vendors in past years is beginning to ebb, but the train is moving forward nonetheless. Meanwhile, all eyes are on market leader Cenlar. (Includes data chart.)
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Servicers Urge Ginnie to Lift RPL Pooling Restrictions

December 8, 2021
Monica Hogan
In a letter to Ginnie leadership, the groups said the substantial re-delivery restrictions have negatively impacted market liquidity for these loans...
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NMLS Renewals for LOs Slowed by System Errors

December 7, 2021
Sam Manas
MBA says the system issues have caused significant delays and imposed costs on state-licensed companies.
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FHA, Ginnie Mae Still Waiting for Senate-Confirmed Leadership

December 6, 2021
Monica Hogan
Montgomery waited almost seven months for a vote to become FHA commissioner in the Trump administration, even though he had held the job previously...
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FHA Catalyst Default Monitoring System Delayed

December 6, 2021
Monica Hogan
The FHA wants Catalyst to serve as a single platform for lenders to interact with the administration in an effort to lower costs and reduce risk and fraud.
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FHFA Rolls Out 2022 Conforming Loan Limits. High Cost Areas Just Shy of $1M

November 30, 2021
Dennis Hollier
An 18.05% year-over-year increase in home prices means Fannie and Freddie will be able to purchase loans as high as $970,080 in 2022.
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Coming Very Soon: GSE Conforming Loan Limits for 2022

November 29, 2021
Dennis Hollier
Caps for GSE loans could jump by as much as 19%.
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Conservatives Denounce Proposed Changes to Capital Rule

November 29, 2021
Dennis Hollier
Ed Pinto and Patrick Lawler of the American Enterprise Institute argue that the capital standards, even under Calabria’s more conservative rule, are already too weak.
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