FHA servicing volume increased by 2.5% on a quarterly basis, hitting $1.39 trillion at the end of the fourth quarter of 2024.

Production, largely through the AmeriHome Mortgage correspondent unit, declined by 1.5% from the third quarter.

Chase — the largest servicer in the nation — assigned a value of 140 basis points to its third-party servicing portfolio at Dec. 31.

The brunt of insurance burdens tied to natural disasters fall on property insurance providers, though private MIs could see an uptick in delinquencies.

Nonbanks handled 60.1% of the $6.56 trillion of GSE single-family servicing as of the end of 2024.

“The totality of indicators in recent months suggests that neither aggregate demand in the economy nor inflation pressures eased by as much as was previously expected,” the economic team wrote.

Consumers submitted 21,173 mortgage-related complaints to the CFPB last year, the lowest number since the bureau opened its door.

Trump is widely expected to replace Rohit Chopra at the CFPB, but that hasn't happened yet.

Mr. Cooper Group ended the year as the top bulk buyer with $175.93 billion in acquisitions.

Interest rates will be pushed and pulled by Trump policies, according to Stan Middleman, president of Freedom Mortgage.