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Home » Topics » IMFnews » Originations

Originations
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Lenders Support FHFA’s Recission of UDAP Compliance Requirement

March 26, 2025
Dennis Hollier
FHFA's move alleviates industry concerns of duplicative oversight of lender compliance with unfair or deceptive acts or practices requirements.
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Risk of a Recession Increasing, Fratantoni Cautions

March 26, 2025
Brandon Ivey
In February, MBA was projecting a 25% chance of a recession within the next 12 months. Now, the projection is a 35% risk.
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ARM Originations Gain Share in Fourth Quarter

March 26, 2025
James Dohnert
An estimated $68.00 billion of adjustable-rate mortgages were originated in the fourth quarter.
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Short Takes: FHFA Policy Announcements Via X / New Home Sales Increase / New Non-QM Lender

March 26, 2025
Brandon Ivey
FHFA Director Bill Pulte is posting pictures of printed memos on X to announce FHFA policy changes.
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Fluctuations in Correspondent Share of Nonconforming Market

March 25, 2025
James Dohnert
The correspondent share of nonconforming originations fell to 9.0% in 2024, down from an 11.9% share in 2023.
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Young Latinos Pick Up Homebuying Pace

March 25, 2025
Emmeline Willey
Hispanics are becoming homeowners at a quicker rate than other ethnic or racial groups, and they’re buying at a younger age on average, a trend that looks set to continue.
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Short Takes: Home Price Appreciation Slows / Expanded-Credit MBS Issuance / BSI Subservicing HELOCs / CoreLogic Now Cotality

March 25, 2025
Brandon Ivey
Home prices increased by 0.2% on a monthly basis in January, according to FHFA.
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Progressive Insurance Invests in Digital Lender

March 24, 2025
James Dohnert
Tomo will use the proceeds to hire additional loan officers, processors and underwriters.
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FHFA Removes Reid as Freddie’s CEO

March 21, 2025
Dennis Hollier
Freddie President Michael Hutchins will step in as interim CEO.
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Short Takes: Mixed Trends in Home Sales / Chief Housing Economist at White House / CEO of AGNC Takes on CIO Duties / Capital Raise for HEI Token Effort

March 21, 2025
Brandon Ivey
Lawrence Yun, chief economist at NAR, said “the momentum for home sales is flashing encouraging signs.”
Read More
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