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Home » Topics » IMFnews » Originations

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Expanded-Credit Lending Sees Recovery in 4Q20

March 14, 2021
Brandon Ivey

For the full year, expanded-credit lending was off 28.7% to an estimated $37.3 billion. The reason: Liquidity problems sparked by the pandemic.


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A Stunner: Nonbank Share of Top-100 Nears 72%

March 12, 2021
John Bancroft

Mortgage analysts have the right to ask: Where have all the depositories gone?


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A New Wrinkle in the CRT Market: Warehouse Credit

March 12, 2021
Paul Muolo

The notes acquired by institutional investors carry a maturity of three years.


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A Loss for Impac in 4Q, but Originations Jump. CEO Hopeful

March 12, 2021
Brandon Ivey

Impac's production nearly doubled on a sequential basis in the fourth quarter but margins compressed.


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A 4Q20 Record for ‘Conforming’ Jumbos: $114 Billion

March 11, 2021
John Bancroft

The record $114.44 billion total for Fannie, Freddie and Ginnie represented a 33.7% gain from the third quarter.


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With Lower Volumes, LO Recruitment Should be Easier. Right?

March 11, 2021
Paul Muolo
When rates increase and loan volumes fall, loan officers tend to stick around instead of heading into the unknown at another shop. But there are exceptions.
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Home Point Follows the Pack: Lending Up but Revenue and Net Earnings Decline

March 11, 2021
Paul Muolo

The lender's gain-on-sale margin slipped to 176 basis points in the most recent quarter compared to 278 bps in the prior period...


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Fannie: Mortgage Lenders Expect Declining Profits

March 11, 2021
Dennis Hollier

In the first quarter, 52% of lenders said they believe their margins will decrease...


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A Reminder From the CFPB: ECOA Forbids Bias on the Basis of Sexual Orientation and Gender Identity

March 10, 2021
Lisa Burden

The agency noted the rule is consistent with a decision handed down by the U.S. Supreme Court last summer...


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Ocwen Grants $700K Severance Deal for Departing Chief Growth Officer

March 10, 2021
Paul Muolo

Ocwen: “The separation and release agreement provides for a release of claims against the company and for Mr. Yanoti to comply with certain non-solicitation and other covenants.”


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