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Home » Topics » IMFnews » Originations

Originations
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CRA Overhaul Likely to Maintain Qualitative Factors

March 31, 2022
Sam Manas
Some stakeholders have gripes with how qualitative factors and examiner judgments are used...
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Waters Seeks New Federal Agency to Regulate Appraisals

March 30, 2022
Sam Manas
Among other things, the bill would establish a federal database of appraisers and appraisal valuations, while strengthening penalties for discrimination...
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Bump in Servicing Income Not Enough to Offset 4Q Production Drop

March 30, 2022
Brandon Ivey
The writing is on the wall: It's time for mortgage originators to cut costs...
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A Sign of the Times: Executive Pay Adjusted Downward at Guild

March 29, 2022
Paul Muolo
In 2021, the San Diego-based lender/servicer earned $283.8 million, off 23.5% from the year prior.
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Third-Party Originations Gain Market Share in 2021

March 29, 2022
Brandon Ivey
In the non-agency jumbo sector, the retail channel’s loss was more pronounced, falling from 87.8% to 78.7% in 2021.
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CFPB Applies 'Unfairness' Standard to Lenders, Servicers

March 29, 2022
Sam Manas
The Bradley law firm said it’s noteworthy how the definition of unfair acts or practices has changed...
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Better’s SPAC Partner Files Updated Financials

March 28, 2022
Later this week the Securities and Exchange Commission meets to discuss new rules for SPACs...
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Bipartisan Senate Bill Seeks Details on NFIP Pricing

March 28, 2022
The Flood Insurance Pricing Transparency Act requires FEMA to disclose all the formulas used to calculate mitigation credits...
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Can't Afford a House Close to Work? Millennials Seek Vacation Homes as First Buys

March 25, 2022
Further complicating the issue: Vacation home loans don’t qualify for government loan programs.
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A Trying Time for Originators as Rates Continue to Rise

March 24, 2022
Paul Muolo
The California-based American Pacific Mortgage is looking for origination platforms east of the Mississippi, but not necessarily near the coasts...
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