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Home » Topics » IMFnews » Originations

Originations
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Buybacks Spiked in 2Q22

September 26, 2022
John Bancroft
Sellers repurchased 20.3% more GSE loans in 2Q22 than in the prior quarter.
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MISMO Updates Progress on UMDP

September 26, 2022
Dennis Hollier
At its fall summit, the Mortgage Industry Standards Maintenance Organization summarized upcoming changes to the uniform appraisal dataset and the uniform closing dataset.
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Short Takes: Florida Bank Shutters National Mortgage Business; GSE Economists Remain Bearish on Economic Growth; Federal Reserve Forecasts Slightly More Optimistic

September 26, 2022
Dennis Hollier
Rising interest rates continue to drag on housing and economic growth.
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Brokers Steamed at Fannie Mae Over TPO Fee

September 23, 2022
Dennis Hollier
The GSEs have discretion when setting prices so long as they meet minimum pricing guidance from their regulator...
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Short Takes: The Formula for Survival / Rates, A Historical Perspective / Bullish on MBS REITs / MSRs for Sale / AGMIT Gets a New CEO

September 23, 2022
What might a 7% conventional mortgage do to the housing and mortgage markets? 8%?
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How Many Home Lenders are Losing Money? A Lot

September 22, 2022
Paul Muolo
Some shops, public and private alike, are living off the largess of the past two years.
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BofA’s Moynihan Stresses Benefit of Higher Interest Rates

September 22, 2022
Brandon Ivey
Interest rate hikes look to be a necessary evil, according to BofA CEO Brian Moynihan...
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CFPB Wants to Make Refinancing Easier for 'All' Households

September 22, 2022
Sam Manas
CFPB Director Rohit Chopra: "The mortgage market has not provided products that allow all households to save money by refinancing at a lower interest rate."
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When in Doubt, Nonbanks Trim or Kill Their Repo Lines

September 21, 2022
Paul Muolo
The cancellation list reads like a who’s who of mortgage banking...
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Another Look at 2Q Lending: Depositories Continued to Garner Market Share

September 20, 2022
Namrata Bhatia
Nonbanks’ market share contracted to 63.4%..
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