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Home » Topics » IMFnews » Originations

Originations
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New Special Purpose Credit Programs at U.S. Bank, United Wholesale

July 13, 2023
Brandon Ivey
The SPCPs at U.S. Bank and United Wholesale Mortgage are limited to certain areas.
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CFPB Weighs In on Lawsuit Regarding TILA Coverage

July 13, 2023
Brandon Ivey
The lawsuit involves a loan secured by a cabin on a leased property.
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FHFA Expands Disclosures in Appraisal Data

July 13, 2023
Dennis Hollier
The disclosures include a new field denoting the largest race or ethnic group in a tract.
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Short Takes: Competing Bid for REIT / Rates to Remain Elevated / Upgrade for NewRez

July 13, 2023
Brandon Ivey
AG Mortgage Investment Trust has joined the competition for Western Asset Mortgage Capital.
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Banks Gain GSE Market Share in Second Quarter

July 12, 2023
Dennis Hollier
Lenders delivered $174.26 billion in loans into Fannie Mae and Freddie Mae mortgage-backed securities in the second quarter, a robust 37.9% sequential increase.
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Movement Mortgage Sales Chief Departs

July 12, 2023
Paul Muolo
Pennington worked for Movement for 15-plus years...
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Financial Institutions Critical of CFPB’s Abusiveness Policy Statement

July 12, 2023
Sam Manas
American Bankers Association Senior Counsel Kathleen Ryan said that the statement's examples of abusive conduct were based on “unproved and untested allegations in enforcement actions,” not on caselaw.
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Short Takes: Figure Partners With More Lenders / Quick Approval and a Credit / Limited Inventory / New Hire at Cenlar

July 12, 2023
Brandon Ivey
Several top lenders have outsourced originations of home equity lines of credit to Figure.
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Communication Between Nonbanks, Warehouse Lenders Key

July 11, 2023
James Dohnert
If mortgage providers struggle to meet covenant terms, warehouse banks advise early and honest communication before any violations occur.
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Short Takes: New Expanded-Credit MBS / Home Price Appreciation Slows / Underwriting Standards Static / Home Equity Startup

July 11, 2023
Brandon Ivey
An affiliate of Lone Star Funds is set to issue an expanded-credit MBS.
Read More
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Latest Imf News

  • Subservicing Volume Down at Rocket, Cenlar in 2Q

  • Freddie Mac’s Mortgage Investment Portfolio Declines in August

  • MBS Investors Adjusting to New Score Disclosures From GSEs

  • loanDepot Selling Scratch-and-Dent Loans in Non-Agency MBS

More Imf News

Featured Data

  • Ginnie MBS Issuance Down in August as Refi Slide Continues

  • Banks Resume Adding to Mortgage Holdings in Second Quarter

  • Banks Continue to Add to Their ABS Portfolios

  • Jumbo Share of Originations Highest Since 2022

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Mortgage Profitability Report 2Q26 (PDF)

  • IMF HMDA Dashboard: 2025

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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