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Home » Topics » IMFnews » Originations

Originations
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Throwing a Monkey Wrench Into an Anticipated M&A Boom: Declining Rates

June 5, 2019
Paul Muolo

Thanks to today’s high loan balances, a 50-basis-point drop in rates can do wonders for the refi market, but is bad news for companies that have large servicing portfolios to unload...


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Potential Borrowers Overestimate Mortgage Qualification Requirements

June 5, 2019
Brandon Ivey

Even current mortgagors don't know the minimum requirements...


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CFPB Issues Warning on Loan-Closing Scams

June 5, 2019
Yemeng Yang

The agency said if a scam is suspected, the customer should contact the bank or wire-transfer company immediately...


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Short Takes: A Lower Production Read on LOs / FHFA Chief Weighs in On Affordable Housing Creation / Thinking About What Gordon Gekko Once Said / Civic Launches Correspondent Initiative / Wholesale v. Correspondent

June 4, 2019
Paul Muolo and Brandon Ivey
If only we had more GSE charters...
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Community Banks Seeing Effects of DFA Reg Relief

June 4, 2019
Yemeng Yang

Ron Haynie, senior vice president of mortgage finance policy for the Independent Community Bankers of America, said smaller institutions have already benefited from reg relief…


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Coming Soon and Causing Agita: CECL

June 4, 2019
George Brooks

CECL requires expected losses to be anticipated long before actual evidence of a loss can be recognized…


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California Still the Mother Lode for Fannie and Freddie

June 4, 2019
John Bancroft
The top three states in GSE business: California, Texas and Florida...
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NAR Advises FHFA Chief Against ‘Aspirational’ Attempts, Curtailing the GSE Footprint

June 4, 2019
Paul Muolo

NAR: FHFA must allow Fannie and Freddie to meet their public mission of supporting liquidity and broad access...


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Short Takes: Bake in a Rate Cut? / U.S. Bank Chooses Empower as its LOS Vendor / Annaly Unveils Stock Buyback Initiative / A New Hire for Multifamily Lender Greystone

June 3, 2019
Paul Muolo
A coup for Black Knight...
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Production Profits Rebounded in 1Q19

June 3, 2019
John Bancroft

Most of the gain came from a rebound at JPMorgan Chase,the nation's fifth-largest originator...


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