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Home » Topics » IMFnews » Originations

Originations
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Lenders Eye Non-QMs as a Replacement for Refi Business

December 1, 2021
Brandon Ivey
A&D Mortgage: “With conventional rates on the rise again, now is a perfect time to reconsider non-QMs"...
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A Credit Union Joins the Warehouse Lending Club

December 1, 2021
Paul Muolo
So, what’s PenFed doing in the warehouse — and correspondent — business?
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FHFA Rolls Out 2022 Conforming Loan Limits. High Cost Areas Just Shy of $1M

November 30, 2021
Dennis Hollier
An 18.05% year-over-year increase in home prices means Fannie and Freddie will be able to purchase loans as high as $970,080 in 2022.
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MBA: Lending Profits Improve but Expenses Continue to be a Problem

November 30, 2021
Paul Muolo
MBA's Marina Walsh noted, “Per-loan production expenses continued to rise for the fifth consecutive quarter, reaching the second-highest level ever reported.”
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Banks' Mortgage Banking Income Rebounds in 3Q21

November 30, 2021
Call-report data suggest the industry saw gains on both servicing and loan sales...
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Coming Very Soon: GSE Conforming Loan Limits for 2022

November 29, 2021
Dennis Hollier
Caps for GSE loans could jump by as much as 19%.
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Short Takes: loanDepot Falls Below $5.00 / Cash-out Refis to the Rescue? / The ‘Oldest’ Mortgage Stock? / Guaranteed Rate’s $40 Million Man?

November 29, 2021
Paul Muolo
A GR LO cracks the $2 billion mark in originations. Are there others out there?
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Retail Takes a Hit in 3Q21, Wholesale Lending Up Slightly

November 24, 2021
John Bancroft
Wholesale-broker platforms posted the biggest increase, with volume up 1.6% to an estimated $186 billion...
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Short Takes: Applications Flat / Delinquencies Decline / HUD's Vaccination Rate / Another Legacy Non-Agency MBS Settlement / Thanksgiving Break

November 24, 2021
Brandon Ivey
Mortgage originations held steady despite an uptick in interest rates.
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Non-Agency Jumbo Lending Hits Record Levels in 3Q21

November 23, 2021
Brandon Ivey
Market watchers believe the activity was driven, in part, by exceptional home price appreciation and more interest in the sector among lenders.
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