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Home » Topics » IMFnews » Originations

Originations
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Banking Regulators Seek to Raise Capital Requirements

July 27, 2023
Brandon Ivey
Capital requirements for mortgages at big banks would vary based on LTV ratio.
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CFPB Cites Abusive Practices in Originations, Servicing

July 27, 2023
Sam Manas
The CFPB noted abusive practices in the mortgage market and many other sectors.
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Short Takes: Home Sales Slow / No Help From the Fed / FHFA Examines Commute Times

July 27, 2023
Brandon Ivey
Sales of new homes declined on a month basis in June.
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Income Up Sharply at Mr. Cooper in Second Quarter

July 26, 2023
Paul Muolo
Income at Mr. Cooper jumped from $37 million in the first quarter to $142 million.
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Short Takes: Home Price Plateau? / HUD Officials at NYSE / Low Downpayment Offering From Guaranteed Rate / Terra Property Trust Buys Some AGMIT Stock

July 26, 2023
Brandon Ivey
Home prices could decline in the coming months, according to analysts at Capital Economics.
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Mortgage Complaints to CFPB Down in Second Quarter

July 25, 2023
Sam Manas
Complaints declined by nearly 30% compared with the first quarter.
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Federal Agencies Placing Emphasis on Housing Equity

July 25, 2023
Monica Hogan
A DOJ official suggests that more redlining cases are coming...
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Short Takes: House Prices Tick Up / Pulte Boosts Originations / MSR Offerings From MIAC

July 25, 2023
Brandon Ivey and Paul Muolo
The average house price increased by 0.7% on a monthly basis in May...
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Short Takes: New Home Purchases Up 26.1% / Former First Republic Private Client Banking Teams Join Flagstar / Home Prices Up 2.1% / First Horizon Launches a Podcast

July 21, 2023
James Dohnert
The MBA reports that new home purchases up 26.1%; Six First Republic private client banking teams join Flagstar; Redfin finds home prices are up 2.1% year-over-year; First Horizon announces new client-focused podcast.
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Higher Capital Requirements Would Flow to Interest Rates

July 20, 2023
Brandon Ivey
Banks will look to pass the expense of higher capital requirements for mortgages onto borrowers, M&T Bank's CFO noted.
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