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Home » Topics » IMFnews » Originations

Originations
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Smaller Lenders Gain Some GSE Market Share

October 18, 2023
Dennis Hollier
Small to mid-sized nonbanks accounted for 24.7% of GSE business in the third quarter, up from a 23.1% share in the second quarter.
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Industry Rally Cry Heard at MBA Show: Stay Alive Til ’25

October 18, 2023
Monica Hogan
Susan Wachter, a real estate and finance professor at the Wharton School of the University of Pennsylvania, said it must be the industry’s new mantra.
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Originations Down Almost 18% at U.S. Bank

October 18, 2023
Paul Muolo
U.S. Bank's servicing-for-others portfolio fell to $232.3 billion at the end of September from $251.6 billion at the end of June.
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Short Takes: CRA Rule Coming Tuesday / Applications Down / Trends in Non-QM Delinquencies / Closed-End Second Securitization

October 18, 2023
Brandon Ivey
Banking regulators plan to release a final rule Oct. 24 with revisions to standards under the Community Reinvestment Act.
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FHFA Yields to Industry Criticism on Buyback Requests

October 17, 2023
Dennis Hollier
FHFA will direct the enterprises to treat loans with COVID-19 forbearance like those impacted by a natural disaster. Fannie and Freddie will also do a better job explaining buyback requirements.
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Gordon Dissuades Speculation on Further FHA MIP Cuts

October 17, 2023
Monica Hogan
FHA Commissioner Julia Gordon cautioned attendees at the annual conference of the Mortgage Bankers Association not to expect a further cut to the mortgage insurance premium rate anytime soon.
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A Modest Home Origination Decline for BofA

October 17, 2023
Paul Muolo
At Sept. 30, BofA held $229.0 billion of residential first liens on its books...
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Short Takes: FHFA Plans Property Insurance Symposium / Forbearance Activity Dwindles / Record Futures Trading / More Jumbo MBS

October 17, 2023
Brandon Ivey
FHFA's symposium will focus on solutions for rising property insurance premiums.
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Coming Soon: A $6 Trillion Production Year

October 16, 2023
Paul Muolo
To survive the next few quarters, lenders must continue to cut costs...
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Chase, Wells Originations Down Slightly in Third Quarter

October 13, 2023
James Dohnert
Chase and Wells Fargo reported a slight dip in overall mortgage originations in the third quarter of this year.
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