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Home » Topics » IMFnews » Originations

Originations
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Pulte, McKernan Face Senators at Confirmation Hearing

February 27, 2025
Brandon Ivey
Bill Pulte, nominee for FHFA director, and Jonathan McKernan, the nominee for CFPB director, detailed some of their plans.
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Loan Removals From Ginnie MBS Up Sharply in 2024

February 27, 2025
Namrata Bhatia
Borrower payoffs reflect heavy refinance activity in the Ginnie program.
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Ishbia Insists UWM Controls Margins on Wholesale Lending

February 27, 2025
Brandon Ivey
“Everyone else follows us,” said Mat Ishbia, chairman and CEO of United Wholesale Mortgage.
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Crypto Usage in Real Estate Could See Boost From Trump

February 27, 2025
James Dohnert
The Trump administration is taking a much more friendly stance on crypto than the Biden administration.
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Short Takes: HUD Scraps AFFH Rule / Ishbia Happy With Trump / Sales of New Homes Decline / $200 Million IPO for Rithm Acquisition

February 27, 2025
Brandon Ivey
The rescinded AFFH rule had set fair housing obligations for certain recipients of HUD funding.
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Freddie Pilot for Second Liens Up and Running

February 26, 2025
Brandon Ivey
The government-sponsored enterprise received approval from the Federal Housing Finance Agency in June 2024 to acquire second liens.
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UWM’s Originations Slip in 4Q, Margins Decline

February 26, 2025
Brandon Ivey
Even with the lower margin, UWM boosted its net income, helped by improvements in the value of mortgage servicing rights.
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Refis Boost Primary MI Volume in Fourth Quarter

February 26, 2025
John Bancroft
The increase was driven by refinances.
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Short Takes: MBA Supports McKernan’s Nomination at CFPB / Applications Decline / Home Price Appreciation Accelerates

February 26, 2025
Brandon Ivey
The MBA said Jonathan McKernan’s experience and background working on housing policy make him a strong choice to lead regulatory reforms to reduce compliance costs.
Read More

Gain-on-Sale May Be Weakening

February 24, 2025
Paul Muolo
One warehouse veteran sees tough times ahead for some IMBs.
Read More
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